Seattle's Mortgage Broker - Joe Tafolla

wouldn't trust anyone else with my mortgage - Joe's just that good. After searching for Seattle's top-rated mortgage brokers online, I found Joe and all his amazing reviews. I gave him a call and we clicked right away. He put together a solid game plan and delivered white glove service every step of the way, walking us through the process and making sure we understood everything. Even in this tough market, he worked hard to get us the best possible rate. The guy's incredibly dedicated - he'd respond to my late-night texts at 10 or 11 PM! Having bought property before, I can tell you Joe's service level is way above other brokers. I've already recommended him to two friends because honestly, the experience was that good.

Published at a week ago

Joe Tafolla is such a supportive mortgage broker to have on your side. We met him through our realtor, Michelle Riley, who was the amazing agent that helped us by THE HOME in Arlington. When it was time to secure financing, Joe made our home-buying experience just as personable and smooth. He was very communicative and knowledgeable when answering our questions while being flexible with call times due to our little one. We appreciated his openness about our options and his great advice on when to lock in interest rates. Joe's business ethics and ability to make the experience personal really stood out. We're grateful for his support throughout the process and plan to use him again when we refinance our 30-year fixed in a few months. Thank you, Joe, for your dedication and for not treating us like just another number!

Published at a month ago

Joe's home loan knowledge and obvious love for what he does really set him apart. He made the mortgage process easy and straightforward. I'm a teacher, so being available during the day is difficult, but he was super flexible. Even though my husband handled most of the direct communication, I know Joe was really responsive to any questions we had. He scheduled check-ins to keep us in the loop and provided a really easy way to upload documents. When my husband and I were ready to buy our house in West Seattle, Joe locked in an interest rate that we honestly didn't expect, and we were able to close in just two weeks! It was so fast, it felt surreal! He's a mortgage broker that knows what he's doing.

Published at 3 weeks ago

Joe is THE mortgage broker in Seattle who will pull out all the stops and actually follow through on his promises! He turned what could've been a stressful first home purchase into an incredibly smooth process. He got me pre-underwritten in just two days, and we closed in 10 days flat—my whole house hunt to move-in took less than a month! His communication was outstanding, and he absolutely delivered on everything he promised.

When there was a small rate mismatch, he even covered the difference out of his own pocket to make it right. That kind of integrity speaks volumes. The most impressive part was that his quick financing actually helped me win my bid against a higher offer, saving me $5K on the purchase price. Plus, he threw in lifetime step-down refinances - essentially free refinancing options - so I know I've got a mortgage broker I can trust for the long haul! Hiring Joe was the best decision I made in my home-buying process - he even put me onto the real estate agent I used! Rolls Royce service!!

Published at a week ago

Joe Tafolla is the perfect mortgage broker to have if you are self-employed! I found Joe online when I needed a broker to help buy out my partners on an investment property in Renton. Since I don't have traditional W2 income, I needed someone who could make things work - and Joe stepped up big time. He's got solid relationships with lenders and knows how to put together the right package, especially for bank statement loans. Even with multiple partners involved (which usually slows things down), we wrapped everything up in about a month. He's quick to respond and gets things done without the runaround. If you're self-employed like me, definitely give Joe a call - he knows exactly how to structure these deals. I'll absolutely use him again for my next investment.

Published at a week ago

I recently had the pleasure of working with Joe on one of my property listings, where he served as the lender for the buyer. From the outset, Joe's performance was exceptional. Before we even went under contract, he reached out to reassure me that the buyer was thoroughly approved and that he had gathered all necessary documentation. Throughout the three week close, Joe provided weekly updates, demonstrating his commitment and expertise. His meticulous approach, clear communication, and in-depth knowledge were truly impressive. It's evident that Joe is dedicated to creating an outstanding experience for everyone involved, which I believe is incredibly valuable.

Published at a month ago

Joe is a mortgage broker who knows how to turn it around for you fast! What we thought would be a lengthy process turned out to be an incredible success story. We called him on a Tuesday to explore our options as first-time buyers, and by Thursday, we were pre-approved for double what we expected! Two days later, we found and secured our dream house in Ravenna - a timeline we never thought possible. Joe is incredibly organized and thorough! He over-explained everything (in a good way!), was super responsive to calls and texts, and had us better prepared with paperwork than most buyers. His honesty and strategic approach to hot markets, combined with his ability to work with fast-closing lenders, made all the difference. Joe is a down-to-earth and trustworthy mortgage broker to know. He will be my first call if we decide to refinance or buy in Seattle again in the future!

Published at a week ago

Hiring Joe was like teaming up with a friend rather than a lender. He is very personable as mortgage lenders go and eager to help you out. My wife felt great after the praise he gave her for how quickly she got the information he needed together. There's just a feel-good factor you get working with this guy. He really lifted her spirits. His knowledge of the mortgage space is second to none. He knew exactly what questions to ask, and there was very little turnaround time. To top it off, we even got a lower interest rate than we initially thought, thanks to him. Joe is a lender who just knows the business inside and out. My wife and I are so grateful we had a great team behind us while finally buying our forever home! We were so impressed with him.

Published at a month ago

Joe is THE mortgage broker in Seattle who will pull out all the stops and actually follow through on his promises! He turned what couldve been a stressful first home purchase into an incredibly smooth process. He got me pre-underwritten in just two days, and we closed in 10 days flat my whole house hunt to move-in took less than a month! His communication was outstanding, and he absolutely delivered on everything he promised. When there was a small rate mismatch, he even covered the difference out of his own pocket to make it right. That kind of integrity speaks volumes. The most impressive part was that his quick financing actually helped me win my bid against a higher offer, saving me $5K on the purchase price. Plus, he threw in lifetime step-down refinances - essentially free refinancing options - so I know Ive got a mortgage broker I can trust for the long haul! Hiring Joe was the best decision I made in my home-buying process - he even put me onto the real estate agent I used! Rolls Royce service!!

Published at a week ago

Joe is a mortgage broker who knows how to turn it around for you fast! What we thought would be a lengthy process turned out to be an incredible success story. We called him on a Tuesday to explore our options as first-time buyers, and by Thursday, we were pre-approved for double what we expected! Two days later, we found and secured our dream house in Ravenna - a timeline we never thought possible. Joe is incredibly organized and thorough! He over-explained everything (in a good way!), was super responsive to calls and texts, and had us better prepared with paperwork than most buyers. His honesty and strategic approach to hot markets, combined with his ability to work with fast-closing lenders, made all the difference. Joe is a down-to-earth and trustworthy mortgage broker to know. He will be my first call if we decide to refinance or buy in Seattle again in the future!

Published at a week ago

Joe Tafolla is the perfect mortgage broker to have if you are self-employed! I found Joe online when I needed a broker to help buy out my partners on an investment property in Renton. Since I dont have traditional W2 income, I needed someone who could make things work - and Joe stepped up big time. Hes got solid relationships with lenders and knows how to put together the right package, especially for bank statement loans. Even with multiple partners involved (which usually slows things down), we wrapped everything up in about a month. Hes quick to respond and gets things done without the runaround. If youre self-employed like me, definitely give Joe a call - he knows exactly how to structure these deals. Ill absolutely use him again for my next investment.

Published at a week ago

wouldnt trust anyone else with my mortgage - Joes just that good. After searching for Seattles top-rated mortgage brokers online, I found Joe and all his amazing reviews. I gave him a call and we clicked right away. He put together a solid game plan and delivered white glove service every step of the way, walking us through the process and making sure we understood everything. Even in this tough market, he worked hard to get us the best possible rate. The guys incredibly dedicated - hed respond to my late-night texts at 10 or 11 PM! Having bought property before, I can tell you Joes service level is way above other brokers. Ive already recommended him to two friends because honestly, the experience was that good.

Published at a week ago

Joe is a white glove broker, he is patient, attentive, generous with his time, knows his stuff and is scrupulous - just what you want in a broker. He helped us with a VA loan in a speedy manner, we will definitely use him again and recommend him to others.

Published at a week ago

Seattles Mortgage Broker Joe Tafolla is a must-have contact for every Realtor in the Pacific Northwest! I had my first experience working with Joe when he actually referred a homebuyer to me. This was a unique introduction since its usually the Realtor referring clients to the mortgage broker! What stood out was his hands-on involvement throughout the home-buying process. He didnt simply transfer the homebuyers and withdraw - he collaborated closely with us every step of the way. The clients were thrilled with how transparent Joe was, and the transaction went smoothly from start to finish - largely due to Joes exceptional communication. He sent video updates and even went through the appraisal in detail, which Ive never seen a lender do before. Everything moved incredibly fast, faster than many other lenders Ive worked with - and he ensured our strategic messaging remained consistent regarding purchase offers and mortgage pre-qualification. As a Real Estate Agent, Ill certainly recommend homebuyers to Joe for their mortgage needs, and personally, I would confidently choose Joe to finance my own home purchase!

Published at 2 weeks ago

Hands down one of the best lenders I have worked with. Extremely professional and provides A+ services with communication. Every aspect of the process leaves you feeling as if youre the VIP. One of Joes best attribute is that he understands the market and provides results, he will tell you the truth with the most professional deliveries. I highly recommend giving Joe a call for your mortgage needs.

Published at 2 weeks ago

Joes home loan knowledge and obvious love for what he does really set him apart. He made the mortgage process easy and straightforward. Im a teacher, so being available during the day is difficult, but he was super flexible. Even though my husband handled most of the direct communication, I know Joe was really responsive to any questions we had. He scheduled check-ins to keep us in the loop and provided a really easy way to upload documents. When my husband and I were ready to buy our house in West Seattle, Joe locked in an interest rate that we honestly didnt expect, and we were able to close in just two weeks! It was so fast, it felt surreal! Hes a mortgage broker that knows what hes doing.

Published at 3 weeks ago

Joe helped me with my first mortgage and my subsequent refinance. He was wonderful to work with both times - he is very communicative and does a great job explaining the complicated details of the mortgage process. I would absolutely recommend him to anyone looking for a professional, knowledgeable, and dedicated mortgage broker!

Published at 3 weeks ago

Joe was a pleasure to work with, and he has earned the right to compete for my business in future loans or refinances. His assistance was crucial as we were trying to catch up with a competing offer and we were able to get our pre-approval in less than 12 hours to submit our offer. His advice on how to structure the offer also likely helped to make our offer more attractive to the sellers, even with an offer that saved us tens of thousands of dollars off of the asking price. Throughout the process, Joe maintained open and clear communication, and I would be happy to work with him again.

Published at a month ago

Make this a little more brief: Joes customer service is outstanding! He secured our original mortgage just eight months ago, and out of nowhere, he reached out to refinance us at a much better rate. Hes an exceptional mortgage broker! Hes proactive - we didnt have to do anything. He was watching the market for us the whole time and called when it was the right moment to make a move. The whole process was super easy. Ive done many refis in my 46 years, but this was by far the fastest. Literally, within 24 hours of his call, I had signed all my documents, and we were just waiting for underwriting approval. The refi was locked in at a better rate and we were signing final papers in less than 3 weeks. Unlike most lenders where youre just a number, with Joe, you really feel like a valued client! Hes so reliable that I even posted info about his service on our company notice board in case anyone else in our area is thinking about refinancing or purchasing a home.

Published at a month ago

My wife and I just purchased our first house in North Seattle. Joe was fantastic and gave us trustworthy guidance through every step of the process. We were worried about buying right now because of high mortgage rates, and were excited when we learned that he would cover all future refinancing fees for life so that we can refinance when interest rates go down, and refinance again and again if they go down further. We purchased our home directly from a family friend, which was a fortunate situation to be in but meant we didn t have an agent to guide us and we felt completely overwhelmed and lost trying to figure it all out on our own. Joe walked us through every step, and even went above and beyond to take on things that aren t normally the broker s responsibility (like helping us write the sale contract). He was upfront and incredibly responsive -- I sent him dozens of random questions and he d practically always respond with thorough answers within an hour (during during the evening or weekend). He even stepped up to cover a $300 fee that took us by surprise out of his own pocket, not because we shouldn t have been charged but because he felt that he could have done a better job of making sure we knew to expect it. That kind of trustworthiness and commitment was invaluable and so incredibly hard to find, and we would 100% recommend Joe to anyone else who is looking to buy a home.

Published at a month ago

Joe Tafolla was the best lender we could have possibly hoped for to handle our FSBO. My husband and I were honestly feeling paralyzed until we found him! We rented our home for over four years before the owner agreed to sell it to us, so we didnt need a realtor, which came with its challenges (to say the least!). As first-time homebuyers trying to buy a for-sale-by-owner home, we were so lucky to have found Joe, who was wonderfully able to adapt to our unique situation. He made the process manageable by laying out actionable steps and walking us through each one. Joes friendly personality made it easy to establish a real connection, and his solution-oriented attitude made the goal of buying this home feel perfectly doable with his guidance. Beyond securing a good rate, Joe even referred us to experts to help improve my credit, which was suboptimal due to medical student debt. His knowledge of the real estate and financial worlds proved invaluable. Were also grateful that hell help us refinance in the future. If there are others out there like us in the North Seattle area and you dont know where to turn, Joe is your best hope!

Published at a month ago

Joe Tafolla is such a supportive mortgage broker to have on your side. We met him through our realtor, Michelle Riley, who was the amazing agent that helped us by THE HOME in Arlington. When it was time to secure financing, Joe made our home-buying experience just as personable and smooth. He was very communicative and knowledgeable when answering our questions while being flexible with call times due to our little one. We appreciated his openness about our options and his great advice on when to lock in interest rates. Joes business ethics and ability to make the experience personal really stood out. Were grateful for his support throughout the process and plan to use him again when we refinance our 30-year fixed in a few months. Thank you, Joe, for your dedication and for not treating us like just another number!

Published at a month ago

Hiring Joe was like teaming up with a friend rather than a lender. He is very personable as mortgage lenders go and eager to help you out. My wife felt great after the praise he gave her for how quickly she got the information he needed together. Theres just a feel-good factor you get working with this guy. He really lifted her spirits. His knowledge of the mortgage space is second to none. He knew exactly what questions to ask, and there was very little turnaround time. To top it off, we even got a lower interest rate than we initially thought, thanks to him. Joe is a lender who just knows the business inside and out. My wife and I are so grateful we had a great team behind us while finally buying our forever home! We were so impressed with him.

Published at a month ago

We met Joe through our Realtor, Shannon Quan, whom I trust fully! I knew she wouldnt steer me wrong, and sure enough, Joe quickly earned my trust as well. He knew how to talk to me as a military guy, making the process feel like I was working with a buddy rather than just a mortgage broker. Joe was always super responsive - I swear the guy is a workhorse, as he practically handled all the work himself. He guided me through everything, and I only had to provide a couple of pieces of paperwork. He knew exactly what he was doing and can navigate VA loans like a pro! I already have plans to contact Joe again when we refinance because he was able to get us closed on a 30-fixed in around 3 weeks! There are so many lenders in Seattle, but you wont find a more down-to-earth and honest mortgage broker than Joe.

Published at a month ago

Joe really helped us make sense of what steps we needed to take when it came to selling our current home and buying a new one. Thanks to his clear plan and easy-to-understand explanations, we knew exactly how to make it work financially for us. Hes a wonderful mortgage broker who isnt just helpful and incredibly informative, but he genuinely cares about carving out the right path for your specific goals. The whole loan process was seamless with Joe. He also managed to secure us a reasonable rate and outlined a strategy to lower it further in the future.

Published at a month ago

Best lender to know if youre looking for a mortgage broker in Seattle and surrounding area! Our realtor (Jonny Tat) recommended Joe, who gave us a great experience the mortgage process felt super quick this time around. As full-time working parents with young kids, Joe made everything so easy! He was available for meetings on Zoom, very responsive via email, and electronic document signatures were very convenient. Overall, Joe was great to work with and I d definitely use him again.

Published at a month ago

I recently had the pleasure of working with Joe on one of my property listings, where he served as the lender for the buyer. From the outset, Joes performance was exceptional. Before we even went under contract, he reached out to reassure me that the buyer was thoroughly approved and that he had gathered all necessary documentation. Throughout the three week close, Joe provided weekly updates, demonstrating his commitment and expertise. His meticulous approach, clear communication, and in-depth knowledge were truly impressive. Its evident that Joe is dedicated to creating an outstanding experience for everyone involved, which I believe is incredibly valuable.

Published at a month ago

Ive worked with Joe twice now on two separate home deals for my clients in Seattle, and both times he has delivered as promised. He gets everything done on time and early - actually way earlier than expected, which is more than I can say for most lenders Ive worked with in the past. I was very impressed with how Joe liked to keep me informed and communicate what was happening. Every single week I got an update, which I thought really showed what he is about. As a Realtor, Ive worked with a lot of lenders, but Joes superb communication and ability to deliver on time (if not sooner) definitely set him apart. I feel comfortable with sending more of my clients his way and look forward to teaming up with him again soon.

Published at 2 months ago

WOW! Working with Joe Tafolla was just fantastic! As a real estate broker, Ive worked with many Mortgage brokers, and it often feels like Im pulling teeth to find out whats next or whats needed. Joe makes my job so much easier by providing thorough updates and awesome advice on how he can help strengthen offers. Joe has a great vibe and is really on top of communication - hes extremely proactive, always keeping me updated before I even have to ask. I love that when youre chatting with him, even if something is difficult, its solution based. Rather than see it as a problem, he immediately addresses how to make it work! Hes just plain nice to work with - friendly, easy to talk to, and pleasant. My clients were immediately won over by Joes clear explanations and how he made their out-of-state move seem effortless. If anyone in the Seattle area is looking to buy a home, Joe needs to be your first call. And agents? Joe is dynamic enough to help almost anybody in any situation. Hes the perfect lender to refer your clients to, hands down!

Published at 2 months ago

I initially found Joe on Google in 2021 for a refinance and recently reached out to ask about a HELOC. Hes very professional, responsive, and gives great insights with honest advice based on your specific situation. He secured me at a great rate when we last worked together and the process was easy / incredibly smooth. You can count on him to answer any questions you need. Joe doesnt handle people like a transaction - he really looks out for your best interests. I would definitely recommend him to anyone looking for a reliable lender in Washington state.

Published at 2 months ago

Joe Tafolla is an outstanding mortgage broker! His market knowledge and expertise are second to none. He is kind, respectful, responsive, honest and incredibly personable. He takes pride in his work and it shows. I look forward to working together on many more transactions to come Joe!

Published at 2 months ago

As a Realtor, Ive worked with many mortgage brokers, but none quite like Joe. My clients introduced us after they chose him from a list of lenders they vetted and I was immediately impressed with how responsive he was. To help us secure an offer, he contacted the listing broker to verify how well qualified my clients were for financing. Then, his pre-underwriting process allowed us to close in just two weeks, even during a holiday! Joe approaches everything with the buyer in mind from an educational standpoint so the buyer has enough information to make informed decisions. He takes the time to walk clients through the application process over the phone, unlike many others that direct clients to an online application form. He values building trust with his clients and with everyone else involved in the transaction. One of the best things about working with Joe was how well he communicated with everyone. He provided me with a fantastic letter to give the sellers agent explaining his pre-underwriting work, which gave them confidence in my clients ability to close. On top of that, he sent video updates to all parties involved - agents, transaction coordinators, and escrow - updating everyone on what was going on. I thought that was really top notch! I would absolutely work with Joe again and not hesitate to refer him to any of my Seattle-based homebuyers in the future or hire him for my own purchases.

Published at 3 months ago

As first-time homebuyers returning from abroad, we didnt have the traditional setup most people might have, but Joes willingness to do a lot of the legwork was fantastic. With a new baby and both of us starting new jobs, Joe was challenged to have us in a new home by August and he made it happen. He was so helpful given our situation and was great at explaining all the steps of the process helping us figure out paperwork to meet the mortgage company s needs and explaining our unique situation to them. Thanks to his hard work, we were actually moved in by mid-July!! He was such a great mortgage broker to work with and really stood out from other lenders we contacted. While us being abroad put off other lenders, Joe welcomed our unique situation and was happy to take us on and matched us with a mortgage company happy to provide a quick close. He was so responsive and his flexibility with online meetings was a lifesaver! Even with us being remote, we were well informed and the whole process felt streamlined. Thanks to Joes patience and willingness to educate us, we now have a much better understanding of the home buying process. If we ever need a mortgage broker again, we would hire him in a heartbeat.

Published at 3 months ago

We found Joe to be incredibly helpful as first-time homebuyers navigating this complicated space. Extremely attentive and super explanatory! He breaks down everything from mortgage points and seller credits to market trends, giving you plenty to chew on for making well-informed decisions. The guy must have his phone glued to his hip! His responsiveness is incredible for a mortgage broker as he was always ready for a quick call or text and after every house viewing, hed outline a game plan for monthly payments, which really moves things along. We trust he secured us the best rate possible by the way he prioritized our comfort with final costs over just selling us a mortgage. From our first call to going under contract, it took around 4 weeks which was quicker than we expected. Hes since followed up to talk strategy about refinancing so I feel great with our decision to hire him. Overall, Joes an easy guy to talk to, super personable, and definitely has your best interests at heart. Highly recommended for any first-time buyers!

Published at 3 months ago

This was our first time buying a house, so we had a lot to learn, but Joe was incredibly helpful. He was an ideal lender to work with, especially for new home buyers like us - super informative and able to answer questions that werent directly related to mortgages. He was always reachable, even on weekends or nights. We found him to be very friendly, and his insights from his own experience helped a lot too. Given the state of this market, it was great that he was able to get us approved and close so fast! After the experience we had, I recommend his services to anyone in the Renton area looking for an independent mortgage broker. He breaks everything down so well, likes to work fast, and does it with a smile. It felt like we were working with a friend rather than a loan officer.

Published at 3 months ago

Choosing Joe to be our mortgage broker made our very first lending experience so much easier than we expected. Extremely responsive from start to finish. Took the time to explain all aspects of the process to us and on top of the detail in the paperwork we had to sign. Above all he was also just fun and pleasant to work with to the point where we looked forward to our calls with him and the chit chatting that came with it. I really felt like I got to know him. Being new(ish) to the area, Joe shared some of his experiences living in Seattle while telling us about his life and even his chickens! (Talk about egg-cellent customer service! - Bad Dad joke sorry) Joes friendly personality and personable approach made the whole process actually enjoyable. By the end, we felt like wed truly made a new friend. Next time we need a lender, we know who to call - Hes a true pro! Thank you Joe.

Published at 3 months ago

Joe was very professional guiding me through every step of the process. Hes very knowledgeable and answered all of my questions. Would highly recommend working with Joe!

Published at 3 months ago

Joe popped up online after I had to search for a new mortgage broker in Seattle when the previous one we hired never got back to us. It was really important to find someone who really wanted to work with us, and Joes reviews looked amazing, so we went with him and never looked back. Unlike the previous guy, Joe was there for us in every way possible! Hes efficient, educational, and communicates extremely well. The mortgage we needed was for an investment property, so we had a lot of questions, which he took the time to answer and explain all the procedures months before we were actually ready to buy. When we were finally ready to move forward, the whole process from pre-approval to closing took less than 3 weeks. He worked amazingly fast, just like his reviews suggested, and his personable approach made us feel relaxed throughout. We wont forget the way he stuck by us for months leading up to this purchase. We learned so much about buying an investment property thanks to his guidance. Its pretty obvious why he is a top rated mortgage broker, so we wouldnt think twice about using him again after this experience.

Published at 4 months ago

I gathered you here today to talk about Joe Tafolla, our mortgage broker. This was our second time using Joe, and hes proven to be Mister Johnny on the Spot with everything. It doesnt matter what time you call him or message Joe, he gets back very promptly and knows what hes doing. And the speed at which he can approve a loan and provide funds was again, hugely beneficial for securing a winning bid in the incredibly competitive market of Seattle. He closed our first mortgage within 14 days! Hes quick, efficient, and probably has all his fingers and toes! Joe is incredibly patient and detailed when it comes to explaining whats going on. He takes the time to explain every step of the process, breaking down whats expected from us and what his next moves will be. Hes very detail oriented. Joe also anticipated questions we hadnt even thought to ask yet. Its like he has a crystal ball for mortgages. Another thing about Joe that I greatly admire is his sense of humor. Hes very personable and has a knack for dad jokes! (Hence this review...) He always kept me entertained while waiting for the wife to join us on a call. Weve already recommended Joe to friends and even to our agent. Hes easy to talk to, articulate, and understands the customers perspective. If you want someone who can close deals faster than you can say competitive housing market, then call Joe. Just dont ask him to juggle while hes working on your mortgage that might be the one thing he cant do! Thank you for coming to my Ted Talk!

Published at 4 months ago

I found Joe Tafolla through a Google search when I was looking to buy my first home in Seattle. Honestly, the communication was the best part about working with him! He explained every part of the process and was available to help work through all issues and questions. Joes a fantastic communicator, very receptive to questions, and answers things in detail and thoroughness. Hes well-organized and helps through the entire loan process. It was very clear what I needed to do and when I needed to do it - eliminating stress. Joe is also incredibly responsive and worked across the communication channels that I needed, whether it was text messages, video calls, or email. I was happy with the rate he secured, but the biggest thing for me was just the way he took care of everything so quickly and decisively to close as fast as I did - it couldnt have gone any smoother. Another thing I really liked about Joe is he worked very closely with my real estate agent, the lender, and everyone else. By the time I connected with those folks to answer specific questions, all the details were already sorted. It made my life very easy - it felt like there was a team that dealt with everything so I could focus on my part and the decisions I had to make. If I decide to buy again in the future, I would absolutely use Joe again and recommend him to friends or family, especially first time homebuyers!

Published at 5 months ago

I had the opportunity to see Joe in action with one of my clients recently and as an experienced realtor, I have to say, the experience was fantastic. From the get-go, Joe was on top of everything. Hes quick to respond to emails, always ready to hop on a phone call, and just brings great energy to the table. You can tell hes really focused on putting the customer first and doing whatever it takes to keep things moving forward. One of the things I really appreciated about working with Joe was how he engaged with both me and my clients. He had this cool system where hed do a weekly Tuesday update call. Sometimes these calls were just a quick two or three minutes, but other times wed end up chatting for 15 or 30 minutes, really digging into the details. I liked that a lot, and its something Im planning to incorporate into my own business. From start to finish, the whole process with Joe took about two months, and I was really happy with that turnaround time. He let me do my thing, I let him do his, and there were no worries on either side of the equation. It was just a really smooth, pleasant experience all around. I actually met Joe through a referral from someone else, and Im glad I did. While I do have a few lenders I work with regularly, I wouldnt hesitate to send more clients Joes way in the future. And if I ever need a mortgage for myself, hell definitely be on my short list. Joe Tafolla is the kind of mortgage broker you want to work with - hes quick, positive, and just nice to talk to.

Published at 5 months ago

I was introduced to Joe through my buyer agent Clay Cook, whose team spoke highly of him. From the start, he made the process really easy and straightforward. Joe made sure that I understood every step and was kind and gracious through the whole process. But most of all, he was just very helpful. Whenever I had a question or needed to reach him, Joes response time was virtually immediate. He was not only on top of everything on his end, but he was proactive in keeping me on track, which I greatly appreciated. Joes genuine approach was really something. He didnt just stick to business; he took the time to connect on a personal level, whether sharing stories about his involvement in animal rescue or chatting about everyday life. This authenticity, paired with his knowledge and thoroughness, made working with him feel like more than just a transaction. If anyone needs mortgage assistance, Id definitely point them Joe Tafollas way - I HIGHLY recommend him! And if I ever find myself in need of mortgage help again, hell be my first call.

Published at 5 months ago

My husband and I recently bought a home in Bothell, Washington. Our Realtor Clay Cook introduced us to Joe Tafolla and right off the bat, we found him to be a great guy to work with. We liked his laid-back (yet concise) and thorough approach. Joe was incredibly quick to respond to any questions or concerns, making himself available through all forms of contact. He never left us hanging and really took the time to explain things to us, patiently. We never felt ignorant for not knowing certain things or rushed into making a decision. He genuinely seemed to have our best interests at heart, ensuring we felt comfortable every step. While the current housing market rates werent ideal, Joe managed to secure a rate that worked for us. Plus, he discussed future refinancing options which we look forward to exploring when the time is right. Overall, Joe made the homebuying experience as smooth as it could and I wouldnt hesitate to recommend him to any folks in our circle, if they ever need a reliable lender, too!

Published at 6 months ago

When my husband and I decided to buy our first home in Graham, my parents recommended Joe Tafolla after having a great experience with him previously which gave us confidence right from the start. Joe was always available and very thorough. Whether late at night or early in the morning, he was always reachable and took the time to address every question we had in detail, making the entire process that much easier for us. His level of service was like a white-glove concierge experience. Joes personable and honest. He put a human face to the financial side of things, which can often feel impersonal, especially as we were working with him from out of state. He was always willing to meet with us via Zoom and work around our schedules. From our initial conversation to the swift closing on our home within just two weeks, Joe remained a constant presence, guiding us every step of the way. He truly turned out to be the best part of our home buying experience.

Published at 6 months ago

Joe Tafolla has helped me with two mortgages now, and I couldnt be happier with how everything turned out. Our real estate agent, Michele Riley, recommended him to us, and hes been fantastic. Joe is just great. He made the entire process simple and everything went really smoothly. Everything! There were no glitches at all! Hes always one step ahead, taking care of any possible obstacles, and if I ever need to reach out, hes quick to respond. And the rates hes gotten for us have been really competitive. From start to close, our most recent purchase with Joe took about a month. And honestly, it felt even quicker than that. He had us so well-prepared that before we knew it, we were sitting at the closing table, keys in hand. If any of my friends or family need help with a mortgage in the Graham area, Ill definitely send them Joes way. Hes someone you want on your side when youre buying a home he knows his stuff, hes proactive, and hes always there when you need him.

Published at 6 months ago

Please, do yourself a favor and go with Joe. My wife and I were introduced to Joe Tafolla through my in-laws, who had previously worked with him. Right from the start, Joe brought a level of enthusiasm and passion that truly set him apart. He made us feel like part of the team. Whenever we reached out with questions or needed to get in touch, Joe was quick to respond, sometimes replying within seconds. Despite the high interest rates at the time, Joe provided us with flexible options for when rates eventually eased up which was very reassuring. His attention to details like that showed us that Joe was someone who was genuinely invested in helping us achieve our goal of homeownership. His vast knowledge in the industry is boundless and made our first home buying experience in Graham, WA smoother than we could have imagined. Were very happy with the way our 30 year fixed loan was handled and will absolutely recommend him to friends and family, if we dont use him again ourselves anytime soon.

Published at 6 months ago

My experience working with Joe Tafolla was solid, despite it being our first collaboration. The deal initially came about when Joe reached out to another realtor about a potential home buyer, coincidentally for a property she was listing. She then referred the buyer to me to act as the buyers agent, and I took charge of structuring the offer and navigating the contract to completion. I was always able to get a hold of Joe. He was very responsive whether it was 7 a.m. or 6 p.m., he was quick to answer calls or texts, which made communication super easy. I really enjoyed his use of video replies for more detailed explanations. It really was a personable experience to interact with him. Even though we werent in person, it felt like we were connected. Joe had already pre-qualified the client, so much of the finance groundwork was laid before I even stepped in. Throughout the process, Joe kept things moving smoothly and made sure each step was completed while keeping me up to speed on what to expect next. Joes process-oriented approach made the transaction extremely efficient. I look forward to working with him again in the future and would happily recommend his services to others in the industry.

Published at 6 months ago

I recently had the opportunity to collaborate with Joe Tafolla for the first time, and I was thoroughly impressed. As a realtor for nearly 20 years, Ive partnered with numerous lenders over the years and found Joes approach to truly stand out. Usually, Im the one chasing down lenders for updates, but with Joe, its the complete opposite. Everybody loved him! He kept us all well informed, every step of the way, making everything feel so seamless for myself and the buyer. His line of communication was amazing! I really appreciated his proactive approach and from start to finish, Joes dedication and initiative were evident. It was actually Joe who reached out to me after he did a bunch of research on finding the most suitable realtor in Mercer Island for the client, who was using a Jumbo loan to purchase a new home in the area. His exceptional communication skills also stood out in a big way. I found his style so refreshing. For example, he likes to put together video updates which clients love, and his overall productivity is genuinely one of a kind! Were extraordinarily loyal to the lenders/partners we work with, so its hard to introduce somebody new into the fold for us, but Joe earned everyones respect here at Realogics Sothebys International Realty, which is testament to his impeccable service. After this experience, we fully intend on working with him in the future. Hes fantastic at what he does, and his knowledge of the mortgage industry further solidifies his position as a resourceful mortgage broker to know. Everyone on our team is excited to work with him again in the near future.

Published at 6 months ago

When shopping online for mortgage lenders in Seattle, I initially wasnt receiving many satisfactory responses - just automated messages from the Rocket Mortgage types, telling me to reach out. Joe Tafolla, on the other hand, was the first real person to respond in an authentic, personalized manner. From there, we clicked. I really appreciated that Joe was able to sit down with me, do a screen share, and provide real-time loan pricing. He walked me through various scenarios, helping me understand that its not just about the interest rate but also the speed to close and the way the deal is structured. These factors can make a significant difference when youre working with higher price points of a jumbo loan. Joe was incredibly knowledgeable and really on point when it came to highlighting the options I could bring to the table that would help get my offer accepted, especially in a competitive environment. His expertise in this area was invaluable. When it came to turning everything around, Joe and his team were impressively fast. We made an offer on March 25th and closed on April 11th - a true testament to their efficiency and hard work. I couldnt be happier with the service and support I received from him. Hes certainly the mortgage broker to know if you want someone who understands every facet of the loan process and can work pragmatically to find the best solution for you.

Published at 6 months ago

Securing our first mortgage here in Greenlake was so difficult at the start but out of all the brokers we spoke to, Joe was the only one who was able to help. Im an international foreign student and a first time home buyer, which made it tricky to get approved. We reached out to at least 5-7 lenders and none of them could get back to us with a solution until we found Joe . From the start, Joe was super responsive and had the experience to figure out how to clear the obstacles we faced. The preparation he put in before approaching the lenders made all the difference. We were so impressed with how smooth he made everything. Thanks to Joe we secured a 30-year fixed FHA loan in no time at all. Joe is simply the best mortgage broker and made everything so amazing for us. If you are an international student living in Seattle and they tell you its not possible, you must speak with Joe Tafolla!!

Published at 6 months ago

We cant thank Joe Tafolla enough! We initially wasted several days talking to other lenders who couldnt help us and were left feeling very anxious about closing on our home in time. As first-time buyers and not being US citizens, coupled with our unconventional earnings situation, we found ourselves in a particularly challenging predicament. Honestly, Joes service couldnt be better he truly lives up to his reviews. It was enlightening to see how he handled the process for us where others couldnt. Joe was always one step ahead, anticipating potential questions and preventing hiccups along the way. He knew exactly what was possible and moved incredibly fast on every aspect, from outlining next steps, identifying the items we needed to boost our approval chances and to advising on how to cut down on superfluous paperwork that other lenders had needlessly asked us to compile. I dont know what we would have done without Joe, especially because some of the other lenders either said it wasnt possible or took so much more time to figure it out. There isnt enough feedback to express how grateful we are for everything he did. If your offer is accepted and you are worried about getting your mortgage approved in time because you have a unique situation, then I highly recommend contacting Joe. Hes THE man to work with and for sure won t let you down.

Published at 6 months ago

Super happy with my experience acquiring a mortgage loan with Joe. Joe came recommended to me by my realtor as a trusted mortgage broker in the Seattle area. Having purchased a property before, I knew what we wanted in our next lender; competitive interest rates and someone that was accessible and supportive through out the purchase. Joe delivered on both fronts for us, beating out the other lenders on price and accessibility. Throughout the process, Joe was extremely flexible when it came to scheduling calls that fit with my busy work schedule. He even pulled over while driving to take an unscheduled call from me when I faced some challenges with a wire limits. Day or night, Joe was available by text or phone call to answer our questions. We closed in a very short 2.5 weeks, beating my expectations on how quickly we could complete the process, and that was thanks to Joes attention, advice and support. We look forward to refinancing with him in the future.

Published at 7 months ago

Ive known Joe for several years now, and hes been my go-to mortgage broker ever since. Hes helped me with my own personal refinance, and hes also my family members with their home loan needs as well. In fact, one of my sons just closed on a 30 year fixed mortgage for a home in Stanwood which is his second deal with Joe. As a real estate agent, Ive referred several of my clients to Joe over the years, and hes never let me down because he gets the job done! If it cant be done, hell tell you straight up. Honestly, there was only one time he couldnt qualify someone, and even then, he took the time to tell them exactly what they needed to do, even though there was nothing in it for him. Joe is honest, hardworking, and has such a deep knowledge of how home ownership works in Seattle. Hes a real go-getter and can close deals quickly if thats whats needed. I trust him implicitly. One thing I really appreciate about Joe is his speed. I havent had a deal with him go over 30 days. He always gets things approved in time for closing. And he works hard to secure the best rates possible for his clients. If youre looking for a mortgage broker in Seattle who will shoot straight with you, work tirelessly on your behalf, and get the job done fast, Joe Tafolla is your guy. I recommend him 110%. If I could give him more than 5 stars I would!

Published at 7 months ago

This was our second time working with Joe for a mortgage. Yet again, we were able to close fast and secure a good rate! He explained the process of buying down points and helped us strategize to get a rate that made sense for us. Were really happy with how it all worked out. Joe is always super personable, friendly, and easy to work with. He guides you through the process and makes sure you understand everything clearly. Joe is a numbers guy, and with both my husband and I being engineers, we really appreciated how he takes the time to explain the math behind his strategy to determine the best possible deal. Any time we need a Seattle-based mortgage broker, Joe will be the first lender we call. We are always more than willing to refer our friends to him whenever they ask for recommendations. No one can believe how fast he is able to get us closed. He was great to work with!

Published at 7 months ago

Joe Tafolla is the man when it comes to mortgage approvals! We had a great experience when we used him before, so it just made sense to use him again when we were ready to secure another home purchase in Stanwood. Joes really easy to work with hes super personable and great to chat with. But he also provides a strategic perspective for financial success with mortgages. We like that he moves quickly too! Our friends are so shocked at how quickly Joe got the home loan approved for us. Were technically closing this week, so he was crazy efficient at getting it all done. Overall, Joes great at what he does. He simplifies everything and walks you through options and gives plenty of space for questions. Weve already recommended him to all our friends in the greater Seattle area as the prefered mortgage broker.

Published at 7 months ago

I found Joe Tafolla online after coming across his great reviews. I cant remember exactly where I saw them, but it was probably on Google. Joe was the only loan officer I ended up speaking with because he got back to me immediately, and he really sounded like he knew what he was doing which certainly turned out to be true! Throughout the process, Joe seemed focused on doing what was best for me to find the best lending opportunities. He stayed on top of things and made sure the mortgage process moved along, as there was an awful lot for me to do on my end. He helped me figure out what I needed to take care of, while he focused on the magic behind the scenes. It all worked out quite beautifully. Once we found the house and put the offer in, Joe had us approved incredibly fast. Both my mom and I had the keys within a matter of three weeks, and I am equally happy with the home we found. I would definitely recommend working with Joe if youre looking for a mortgage broker who is responsive, knowledgeable, and truly has your best interests at heart.

Published at 7 months ago

Joe was the quickest to get back to me after searching for seattle mortgage brokers online and his professionalism stood out right away. As a first time home buyer, I found Joe to be the perfect lender to work with. It felt like a concierge experience. Very personal. The video updates werent the cookie cutter type - every update is especially made for you which made me feel well informed. Once we got down to it, he was always very responsive and worked hard to find me the best rate possible with current market conditions. Thanks to Joes expertise and dedication my mortgage was approved extremely fast, too! Its clear that Joe genuinely cares about his clients and goes the extra mile to ensure the home loan process is as smooth as can be. Im glad I chose to work with him over a bank. Thanks for everything Joe!

Published at 8 months ago

As a first-time homebuyer, I did my due diligence by searching for different mortgage lenders in the Seattle area on Google. As soon as I found Joe, I felt convinced by his reviews that he would be a good match for me and right away, his customer service really stood out! I really appreciated his thoughtful approach. He was very easy to book online meetings and would often share his screen so we could understand the numbers and different mortgage products to best determine the right option moving forward. As someone new to this, I felt well informed thanks to the way he explained everything. In the end we closed in around 10 days which was a massive advantage. It took much longer for others in our complex to close so credit to Joe there, too! Overall things couldnt have gone better. Joe was just fantastic. His personalized guidance and exceptionally fast service make him a top choice for first-time buyers. Thanks, Joe - see you again if we ever have to refinance!

Published at 8 months ago

As a first-time homebuyer venturing into financing alone, I couldnt have asked for a better mortgage broker than Joe. I am thankful that he came recommended to me here in Kirkland, WA. Thanks to him, I can now proudly call myself a homeowner! He was completely transparent throughout the mortgage application process, patiently explaining everything step by step to ensure I understood even the more complex and technical details within lending. On top of educating me thoroughly, Joes communication never failed - he responded to every concern and proactively kept me looped in, always supportive and incredibly kind throughout. For any first-timers navigating this process solo, Joe Tafolla is the person you should call!

Published at 8 months ago

I just want to highlight how good Joe is at his job! Hes the fantastic mortgage broker my wife found after we were left disappointed with a previous lender we were using. Im so grateful for meeting Joe; he was able to turn everything around so fast, we had 3 weeks to relax before we had to close. Hes super friendly, honest, and takes the time to break things down clearly enough for you to understand. As first-time homebuyers, the jargon used by some lenders can make it overwhelming, but that was not the case with Joe. You will love the video updates he sends if you ever get the chance to work with him. We found the videos to be really helpful, especially when youre busy phoning around folks in the process - having the little updates to explain whats going on meant we could watch it in our time and digest the information better than an email ever could. We would have Joe handle our home loan needs again in the future without hesitation!!

Published at 8 months ago

As first-time homebuyers, my partner and I were feeling overwhelmed with the mortgage process. After an unsuccessful start with another lender, I decided to search online for mortgage brokers in Seattle when I came across incredible reviews for Joes services - he really stood out as knowledgeable, friendly, and great at explaining things clearly. Our previous lender was way too business-like and often used industry lingo that was too wordy and confusing. Joe was the complete opposite! He used terms we could understand and made everything simple and straightforward, always taking the extra time to walk us through, step-by-step. He was incredibly patient and even sent personal videos with updates that were extremely helpful for us to refer back to in our own time. I cant recommend Joe highly enough to other first-timers needing a mortgage broker who is willing to go the extra mile. His reviews mention how quick he is, and its true! We had all documents ready to close within a week of our 30-day close period!

Published at 8 months ago

We found Joe through his overwhelming positive reviews on Google when shopping around for good mortgage brokers in Seattle, and here I am sharing my own. Joe was able to work really fast, and despite things moving quickly, he checked in constantly throughout the mortgage application process, talking through which numbers were changing and why. We managed to close in just over two weeks, which was much faster than the last mortgage I got through a different lender. You get what his reviews imply with Joe Tafolla - A fast service & great rates! We wouldnt hesitate twice about using his services again in the future!

Published at 8 months ago

My close friend referred Joe as my mortgage broker when we needed a lender in Seattle, WA to help us, and Im so thankful! As first-time homebuyers, my husband and I peppered Joe with countless questions. He always answered clearly and patiently until we understood each part of the home loan process. Joe was readily available nights/weekends to talk through concerns in plain language. His attentiveness brought immense comfort navigating the lending maze. Additionally, Joe organized flawless paperwork, which meant we were able to close on a 30-year fixed mortgage in just 9 days. Even other friends with mortgages were shocked by the speed! Despite not having the top offer, Joes strategy helped us win our house. I credit his working relationship with our realtor in making it happen. In retrospect, Joe made first-time home ownership feel effortless!

Published at 8 months ago

This wasnt my first mortgage, so I know a good mortgage broker when I see one. Joe ticked all the boxes and delivered what was promised: speedy closing and competitive rates. I was shopping around for good lenders in the West Seattle area and stumbled across his website. Once I made the call and realized how fast he could move to close the deal, it was clear that Joe would be our guy. He would frequently hop on video calls to patiently answer our questions, which were handled well, and send us video updates to keep us informed throughout the application process, which was very helpful. If closing fast is a factor for you, like it was for us, then Joe is a great mortgage broker to work with.

Published at 8 months ago

We just got our 30 year fixed home loan approved by Joe Tafolla who handled us as first time homebuyers like a true expert. He was super fast and responsive. Had no issues working around our schedule and made sure we knew what we were doing. We just really liked his approach. Its hard to describe but hes aggressive when you need him to be and knows when to be calm. For example, when we needed him to step it up, he worked fast to get the documents from us but if we were ever hesitant and unclear about anything, he would totally slow down again to make sure we were on the same page. Buying a house can be intimidating so Joe was just the best mortgage broker for us personally. His way of working was the perfect balance to get what was needed handled at exactly the right pace, so we never felt too overwhelmed. When you work with him for the first time, its obvious he knows what hes doing but we kind of knew he did because our realtor pushed us to use him. Hes super knowledgeable and was able to get us approved in less than a week. We highly recommend him to other buyers in Seattle, especially if youre expecting the mortgage broker to really hold your hand the whole way. Joe is that type of lender for sure!

Published at 10 months ago

I initially came across Joe after searching online for mortgage brokers in Seattle and appreciated his responsiveness. Making time outside of his day to fit around my schedule by taking calls later in the night to explain things or to go over docs was never a problem for him. He worked around the clock to get my loan approved and demonstrated a high level of knowledge. Compared to the other lenders I spoke with, Joes approach just seemed more honest. He knows what hes doing and likes to keep it real with you which I respect. Overall, I couldnt have asked for a better experience, especially as a first time home buyer because everything was new to me. Even after the house was bought, I had some issues with some handyman work, - things like the water heater or tank not working right. Stuff like that. And he responded super fast to ask for videos and photos, then he would come back with step by step ways to get it fixed. His support really helped to keep my costs down so I really liked that about him. The deal was done so he really didnt have to go out of his way like that which says a lot about him as a person. You can count on Joe if youre shopping around for lenders in the central district.

Published at 10 months ago

My girlfriend and I recently bought our first house. I m the anxious type, so I expected to be stressed out of my mind dealing with the unknowns - that is, until we started working with Joe Tafolla. He made the mortgage (and honestly the entire house-buying) process quick, painless, and dare I say kind of fun! This being our first time buying, we had a lot of questions, but Joe constantly made himself available to answer everything we threw at him, and took the time to make sure we understood everything that was going on. His dedication to his work clearly showed every step of the way. Joe was informative, communicative, attentive, proactive, and went out of his way to make things line up for us in a manner that no big corporation could. Its been an amazing experience working with Joe - the buying process ended up being so much less stressful than I thought it would be, in no small part thanks to him. We wouldn t hesitate to work with him again in the future, and we ll be recommending him and Seattle s Mortgage Broker to everyone we know in the market for a mortgage!

Published at 10 months ago

We used Joe for our first-ever mortgage after interviewing several other lenders in Seattle and beyond. We chose him because he provided the most insight on our options and seemed the most trustworthy. Were very glad we chose Joe as he helped make the whole mortgage process a smooth experience. Joe was very helpful in educating us on our options. Joe has a strong understanding of the mortgage industry and took the time to break down the numbers, helping us identify the best loan options for our needs. Throughout the process, he demonstrated meticulous attention to detail. Im also a numbers guy, so it was great to work with someone who shares my approach. The loan approval process was pretty fast. Joe worked with us and our realtor to pre vet everything and have our pre-approval ready in advance. We were able to close on our home in about 10 days in large part due to Joes efforts on the mortgage side. We closed around Labor Day, which caused a small delay in our funding. Joe was very proactive on this and helped us navigate the process with our relator. I like that proactiveness about him. I wouldnt hesitate to work with Joe again. Hes a stand-up guy, knowledgeable, and easy to work with

Published at a year ago

Im a transaction coordinator & realtor. I had the pleasure of working with Joe through our buyer who he was representing and in my opinion, hes probably one of the most efficient lenders that weve ever worked with. Although it was our first time collaborating, I was thoroughly impressed with his approach. Throughout the loan process, he was on top of everything and communicated every step of the way so there was never any questioning at where we were in the process. Joe gets the job done and after this experience, I definitely hope to work with him again. Thanks to Joes productivity my client was able to close on their home purchase within a couple of weeks. It could have been sooner had it not been for delays that were out of Joes control. Joe is a true professional.

Published at a year ago

Ive partnered with Joe for the past six years, and its been an incredible journey working with him. He doesnt just meet expectations; Joe consistently surpasses them and has been tremendous when it comes to conventional, conforming and jumbo loans. I regard him as part of my carefully curated dream team. Hands down one of the best mortgage brokers around. As opposed to the banks or large corporations, Joes lending approach really sets him apart. Hes agile, creative, and has the flexibility to be nimble in ways the big institutions simply cant compete. I position him to clients as a concierge boutique lender - Very attentive, elevated service and always so willing to do whatever he can to be as competitive as possible when it comes to rates. Together we have prevailed against cash in dozens of multiple offer scenarios because of our strong team dynamic and ultimately, successfully selling (to the listing agent and sellers) our clients as being the preferred buyers. If you are based in Seattle, WA or surrounding areas, and need a mortgage broker, Joe Tafolla will not let you down. He continuously over delivers and is so detail oriented - you will never find yourself chasing down answers. Extremely thorough, communicative and knows how to push home loans through FAST. He can have it pre-underwritten, within hours! Hes an integral part of my proven process, and I highly recommend his services

Published at a year ago

Joe is hardworking, easy to contact, and does a great job explaining the process and details of different loans. He worked closely with my wife and I (and our realtor) to find the right loan for us, and to close things one time. I highly recommend Joe for anyone looking for an experienced, honest, and highly professional loan broker!

Published at a year ago

Thanks to Joe Tafolla, my experience securing a mortgage as a first time home buyer couldnt have gone any better. My sister first met Joe when she was looking to buy a house earlier in the year. She didnt end up buying in the end, but when I decided to step into homeownership she insisted Joe was legit and I should work with him. I wasnt even sure I would qualify going into the process because my credit was less than ideal. However Joe just wouldnt settle for the first set of rates that came back and provided practical steps to boost my credit score which REALLY helped. In just three weeks my score jumped by 60 points and I was able to secure the home loan at a rate I could afford. You wont find a better mortgage broker in Seattle. He is incredibly responsive, even on weekends and so dedicated. The seller had another strong offer competing with us too, but Joes efficiency really paid off. I dont think the deal would have closed if it wasnt for his hard work. If I ever need mortgage help again, he will be the first lender I call. Thank you for everything, Joe!

Published at a year ago

Ive had my fair share of experiences with lenders but a special mention has to go out to Joe for his tenacity with the way he works so hard to get your mortgage approved! His communication all throughout was excellent. Emails were responded to almost immediately and the passion he has for his service was evident right from the start. I found his video updates super informative :) If youre looking for a mortgage broker in Renton, WA then you wont find a more professional lender than Joe! Overall the experience couldnt have been better and I will definitely work with him again. Hes proactive, very switched on and easy to get along with. Customer service 10 out of 10. Hes always ready to assist, and his client-centric approach sets a new standard for the lending industry. Joe is the one to call if you need help financing a new home!

Published at a year ago

Joe Tafolla is, hands down, one of the best mortgage brokers weve ever worked with. We initially connected through a friend whos a real estate investor, and we couldnt be happier with the outcome. Hes incredible! We worked with different lender before, and our experience with Joe couldnt be more satisfying. Hes incredibly proactive and did everything he possibly could to ensure a seamless process. He provided email updates, scheduled calls, and even sent helpful videos that guided us through each step. It made us feel incredibly prepared for what lay ahead. He always went above and beyond in every step of the way, including but not limited to pushing the escrow for us to sign the paper work earlier, to make sure things got to the finished line ahead of time. His communication was 10/10, and still is, even after closing. What truly stood out was Joes ability to work quickly. Our situation was a bit unconventional, I was transitioning to a new job, but Joe assured us he could make it work. He helped us craft a strong offer, and thanks to his expertise, we secured the house in a competitive market. The underwriting process took just around ten days, and even when the escrow company was being slow, Joe took the initiative and pushed them hard to keep things moving. Joes communication, speed, and dedication to getting things done made the entire process smooth and stress-free. If youre in search of a mortgage lender in Seattle who goes above and beyond, I highly recommend him. We couldnt have asked for more. Hes simply amazing.

Published at a year ago

Working with Joe Tafolla for the first time was an amazing experience. Communication was on point, and he helped us close really fast! Its clear that Joe excels in making the home loan approval process smooth and efficient. I randomly connected with Joe through my client, who chose him as the lender for their home purchase in Seattle. This first interaction has been flawless, and based on this experience, Im definitely considering referring more clients to Joe in the future. One of Joes key strengths is his ability to quickly close deals, and his top-notch communication skills make the process even smoother. In the real estate business, having a reliable mortgage lender like Joe is essential to ensure that loans are approved on time for a successful closing. Although its just our first time working with Joe, were already experiencing the benefits of collaborating with him and look forward to more transactions together in the future.

Published at a year ago

Joe is a consummate professional. We were first-time home buyers 4 years ago, and Joe was there every step of the way. He is easy to chat with, no question is too basic, and the personalized videos really showed his level of expertise and support. His team works at lightening speed! Today, I needed some input on the current market, and a professional opinion on insurance coverage. Joe made himself available for a phone call within minutes. He sets the customer service bar very high. Thank you again!

Published at a year ago

Joe was the top result when searching for mortgage brokers in Seattle, and now I understand why. He lives up to the fantastic reviews, and working with him did not disappoint. As soon as we connected, he promptly gathered the information I needed and provided clear timelines. However, what truly impressed me was Joes commitment to his word. He assured me that once we had all the necessary details, we could close within two weeks, and he delivered. Our funding came through lightning fast! Hes deadline-oriented, which I appreciated, and hes also very approachable. In a nutshell, Joes online reputation lives up to its promise. So, if youre looking for a cash-out refi to consolidate debts and pay off your mortgage, then Joe is your guy. He simplifies what should be a complex process. I wouldnt hesitate to recommend him to others. Thanks, Joe, for a job well done!

Published at a year ago

Joe is the man. He walked me through the whole home loan process, and made what would have otherwise been a total pain, really quite easy. He was patient and always dedicated as much time as I needed to make sure I felt comfortable and supported throughout the process. As a first time homebuyer, I cant imagine what it would have been like without him. I knew virtually nothing about the whole mortgage application process, and probably asked a lot of very basic questions, but that was never an issue, and I felt respected the whole way through. Big time team player. Helped get a great interest rate, and explained everything I would need if I ever wanted to refinance. Friendly, extremely responsive, positive attitude, and knowledgeable. What is there not to like? Would recommend Joe Tafolla to anyone looking for a mortgage broker in Seattle proper, in a heartbeat.

Published at a year ago

After shopping around online for different mortgage brokers in the Seattle area, Joe was really proactive and forthcoming with all the options available to me. Right from the get go it was pretty evident he was the best lender to work. I liked how transparent he was on my initial call with him. He was very clear about the way he likes to work to help me get approved and I was given some great advice for things that he thought I should do to get me through the mortgage application process. The Seattle property market can be pretty aggressive so having Joe outline all the best practice ways to be competitive when making an offer, was also a big bonus. He was very quick to get ahead of things and his communication with the realtors was excellent. Everything felt synced the whole time so I really didnt need to do much in terms of making sure all the parties were working cohesively. I moved the whole process along quite fast but Joe was really quick to adjust to it. He handled things for me pretty much off the bat and had me pre-approved in less than a day. Even with waiting around for the paperwork and aligning the deal with the seller, it took Joe less than a week to get my mortgage approved. As a first time home buyer I feel like I got the best deal possible as interest rates are really high right now but thanks to Joe, my loan has a temporary rate buy-down option so Im paying 2% less interest for the first year, then its 1% less the year after that. The idea being that I should be able to refinance in a couple of years to keep it low without ever paying the high rights we are experiencing now, which is just great! Joe played a big role in securing me the best possible outcome and I would highly recommend him to anyone looking at mortgage brokers in the area. Hes trustworthy, proactive, hardworking and overall just very friendly. He always takes your calls and never had an issue with us speaking over the weekend. He really took care of whatever I needed. Hes definitely the lender you want in your corner.

Published at a year ago

After Googling and phoning around different mortgage brokers in greater Seattle, I chose to work with Joe and Im so pleased I did. Out of all the lenders I spoke with, he just seemed very easy to talk to and more willing to answer all the questions I had which as a first time home buyer, meant a lot. If you need a mortgage-broker thats good at breaking everything down for you then Joe is the lender you need. He was so good at clearly outlining all the different scenarios based on all loan options available to me and the type of house I was to purchase. He likes to use these visual aids which made it easy to know what the exact numbers looked like instead of second guessing. Before starting the mortgage application process I was a little unsure about everything so Joe really helped to put me at ease and feel confident with the route I was taking. He was very friendly, informative and willing to produce a detailed explanation for every eventuality so not only was I very clear on the actual numbers but also where those numbers came from and what they meant. In the end, it literally only took days to get approved on a 30 Year-Fixed and Joe even referred me to the real estate agent that found the home I wanted, so hes resourceful too! I genuinely felt as though he had my back with the way he always made himself available when answering my questions. In terms of support, he certainly went above and beyond what I was expecting. Im so glad I found him.

Published at a year ago

Step Joe made a great impression on my daughter when she was researching mortgage brokers in the greater Seattle area last year, so in April I chose him to help me personally when applying for a 30yr-fixed mortgage and he did an excellent job. Thanks to Joe the turnaround was super quick too. It took only 24 hours for my home-loan to get approved! Right out the gate when we had our meet and greet I felt confident in trusting him because we both rescue dogs and I believe people who love animals are good human beings, and he certainly gave off that vibe. Hes well mannered. Very professional and ever so apologetic if my call wasnt answered right away (which wasnt often at all) and I just felt that he was kind and confident in choosing what mortgage option was best for my personal needs. Ive used other lenders in the past but with Joe, everything is explained in a way that made it easy for me to understand. To compare, I have had family help me on a professional level in the past so you expect them to go that extra mile and Joe was just as attentive with a service to match. He treats you like family which is the biggest compliment I can give. So as a mortgage broker and as a human being, he is a good all rounder that makes the home ownership experience a relaxed one and is always there when you need him. Click

Published at a year ago

Joe Tafolla helped me to secure a 30-year fixed mortgage for a home purchase in the greater Seattle area. Its been quite a journey but from the very beginning, Seattles Mortgage Broker demonstrated his expertise and professionalism throughout. I was especially impressed with Joes ability to navigate a Seattle property market, which was so competitive at the time. In an environment where others were offering significant amounts over asking price and waiving contingencies - Joe focused on highlighting the strength of my loan package to selling Realtors. He personally reached out to them and conveyed how solid of a borrower I was, even providing video testimonials when necessary. This went a long way in making my mortgage offers stand out! Joes responsiveness was outstanding. He was always available, even when time was of the essence. Whether it was answering my questions promptly or providing pre-approval letters for multiple offers, he never hesitated. His unwavering support and encouragement throughout the process kept me motivated and positive. The longer my house search went on, Joe consistently adapted to my changing needs. He took the time to discuss the evolving market conditions, adjusting strategies and financial plans accordingly. His comprehensive guidance allowed me to understand and manipulate various variables to remain competitive. In a Seattle real estate market that was experiencing unprecedented growth and fierce competition, Joes expertise was valuable. His ability to navigate the challenges and keep the process on track was admirable, along with his adaptability and dedication certainly played a part in securing my mortgage. Despite the demanding nature of my transaction and the numerous calls, emails, and Zoom meetings we had, he never wavered and was consistently responsive. Overall, I cannot recommend Joe and Seattles Mortgage Broker highly enough. If youre in need of a mortgage broker who will provide unwavering support, expert guidance, and exceptional service, Joe is the person to turn to. Thank you, Joe, for supporting me in such a challenging housing market.

Published at a year ago

I had to move fast when I found the home I wanted because other buyers were interested. My agent recommended Joe because he can turn close so quickly. This was a major advantage in the offer I submitted, and helped me get the house! I was approved on a 30 year fixed mortgage and the whole approval process took just 10 day! If you need a mortgage broker in West Seattle who can move quickly, Joe and his team at Seattles Mortgage Broker are the ones. As a first time home buyer, I found Joe to be friendly and his deep knowledge of the industry really puts you at ease. I didnt know it was even possible to close on a home loan that quickly! Its great to know mortgage brokers like Joe are out there, especially in a market like Seattle where things move so fast. Overall I was very satisfied and grateful to have Joe on my team.

Published at a year ago

My husband and I just bought our first home and Joe is 90% responsible for making our dream of home ownership a reality. I was riddled with anxiety throughout the process Joe was incredibly patient with us and always took time to answer my (very silly) questions. He s friendly, very easy to work with and his love of numbers is undeniable (he often made comments of, fun! those numbers are a palindrome ) We credit Joe for getting our offer accepted because he was willing and capable of closing quickly. We are forever grateful for his time, care and attention. We re now home owners because of Joe and SMB!

Published at a year ago

I wholeheartedly recommend working with Joe Tafolla. He made an arduous and complicated financing easy -- and was a joy to work with, through every bit of it. He is knowledgeable, generous with his time and advice, patient, pleasant, competent, and efficient. He gets the job done! THANK YOU, Joe.

Published at a year ago

As first-time home buyers, we had limited knowledge into how mortgage financing works and from the very start Joe was great at providing information (we especially loved the educational videos on his portal!) and answering all our questions and had the most friendly and upbeat attitude. When we were about to put in an offer, Joe quickly came up with different loan scenarios and was available even on a weekend to talk. Joe helped negotiate a 2-1 buydown with the seller and was extremely fast on closing, and even our real estate agent was pleasantly surprised by his speed. The days after mutual acceptance were hectic for us, but we appreciated how Joe tried to make the process as simple as possible for us. We always felt supported and kept in the loop by Joe, and we cannot recommend him enough. Thank you Joe for helping us finance our home!

Published at a year ago

I would wholeheartedly recommend Joe and Seattles Mortgage Broker to anyone shopping for a mortgage. Joe was incredibly responsive and communicative, and he was great at explaining the ins and outs of he home-buying process to me as a first time homebuyer.

Published at a year ago

Joe and his team were fantastic. Joe worked harder than any broker I have used and found a specialized lender when no one else could. Highly recommend.

Published at a year ago

Im a mortgage broker in Los Angeles, California. When I refer someone to another state, I heavily vet them because I know what I provide, and Im looking for my clients to have the best experience possible. With that said, I vetted over 20 different lenders and brokers and concluded that Joe and his team would be the best fit for my client. I had the pleasure of speaking to Austin Davis, he picked up the phone in three rings. He was friendly, knowledgeable, and Nice. Once I decided to refer my clients to him, he contacted them within five minutes. In short, Joe and Austin are the real deal, the full package. Ive been in the mortgage business for twenty years, and I know what to look for, I can now say after this, I have a referral partner in Washington. Im blessed to have met these good fellas.

Published at 2 years ago

They are the real deal, they got us the best rate and closed on time. I had a tricky mortgage with some RSU income and Joe told me he could do it and he got it done. Other lenders had told me they could do things only to find out later they couldnt, so Im grateful for Joes experience in these matters and ensuring if he says he can do something that he can actually do it.

Published at 2 years ago

I am way overdue posting this review, but I worked with SMB purchasing my first home, and I cant say enough good things about them and their process. It was incredibly daunting to me to be looking at houses, but they were patient, extremely responsive and receptive to my questions. I truly dont know how I would have done it in this market without this team behind me. It was reassuring to know they had my back and were taking care of things every step of the way (no matter how many times I called for payment estimates). Major shout out to Joe and especially Austin, who was there immediately every time I reached out. Not only is this team fast and professional, they are kind. Go with SMB.

Published at 2 years ago

I closed on my first home a couple months ago and I have nothing but positive things to say. Joe and his team work fast and were very responsive whenever I reached out with questions. Joe was extremely patient answering all my questions and did a great job of educating me as a first time homebuyer -- Joe truly has a gift. Just one example of how great Seattles Mortgage Broker is: I setup a meeting with Joe on a Friday morning. Joe asked if I was planning on making any offers over the weekend. I said maybe, as there was a condo I really wanted to see. Well, Joe and his team worked hard that day to get all the paperwork processed and I got my pre-approval before the weekend even started. I highly recommend Seattles Mortgage Broker for anyone looking for a home loan!

Published at 2 years ago

As a mortgage professional, I have an understanding of the mortgage process and expect a refinance to be relatively smooth. Joe and his team still managed to exceed my expectations, making the process quicker and easier than I had anticipated. I cannot recommend Joe highly enough to anyone who needs a mortgage. Edit Dec. 2021: Just completed a second refinance with Joes team and they once again managed to exceed my expectations. Somehow theyve gotten even better at what they do!

Published at 2 years ago

Joe and his team are amazing to work with. They are fast, communicative, and always get the job done - even when given a challenge. As a realtor I wont hesitate to direct my clients to their team. Austin is fabulous and always available. Thank you all for always coming through!

Published at 2 years ago

We worked with Seattles Mortgage Broker as first time homebuyers and the entire team could not have been more patient and helpful. They responded extremely quickly to all our questions and kept us updated with what to expect throughout the entire process. Everything went smoothly for us and we would definitely use Seattles Mortgage Broker again in the future.

Published at 2 years ago

Seattles Mortgage Broker and Adam and Austin in particular provided me a great experience in buying a home. As a first time home buyer, I had many questions about the process and they always provided me honest, thorough, and quick responses. They are always willing to hop on a call and send very helpful videos explaining things. I would definitely recommend them to any home buyer.

Published at 2 years ago

Joe and his team was instrumental in helping me secure my first investment property. Recently, he supported my clients secured their first purchase. As first time buyers, I know its a daunting task but Joe and Austin demonstrated extreme professionalism and took the time to help walk my clients through all their questions/concerns. The response time by his team is second to none in the industry.

Published at 2 years ago

Joe and his team at Seattle Mortgage Brokers did an outstanding job of closing our house in under 30 days. The interest rates are competitive and the process was pretty smooth. We had some time delays on the lender side of the equation but Joe and his team expertly navigated these setbacks. Highly recommend Joe and the Team at SMB!

Published at 3 years ago

Joes team is impressive. Easy to talk to, easy to reach, great industry knowledge and they care about the people they work with.

Published at 3 years ago

Working with Joe and team was exactly what me and my family needed. When working with Joe initially to do a refinance, he was very personable, and responsive to any questions we had. He didnt make you feel dumb or a bother with the hundreds of questions we had. We had a unique situation where I wasnt eligible for a refinance for another 6 months. In talking with Joe, because he had promised things would work out (not realizing an unknown factor I wasnt aware of) he offered to pay for my appraisal when we did the process again in 6 months. When the time came where I became eligible, Joes team provided me prompt quotes, as I started shopping around different lenders again and they never were pushy. Once I chose Joes team to go forward with, they were able to use a lot of the info I provided previously and was very prescriptive on what I needed to provide and how I could obtain that info(which was great, since just telling me what I need to provide can lead me scrambling to locate that info) Overall, I definitely would recommend Joe to others looking to do a refinance. They were competitive in rates, not the best rates but in the ballpark, but when you work with the lenders with the best rates, you also get no customer service. I choose to pay an extra hundredth of a percentage point to have the peace of mind that Im in good hands.

Published at 3 years ago

Joe and his team helped me get my house and they were so fantastic I went with them again to do my refinance. They have the best communication I have ever had with any company, not just mortgage lending. You dont feel like a small cog in a big machine. Rates are competitive and they are fast and friendly to work with. They use modern technology throughout the whole process and you dont feel like you are dealing with an outdated dinosaur. Not only that, but they know the industry really, really well and you can trust them to do the right thing. Seriously, Im not sure how others can compete with Joe and his team.

Published at 3 years ago

Joe and his team were very diligent and persistent in making our refi happen. They helped me every step of the way and I was amazed at how quick and easy the whole process was.

Published at 3 years ago

Had a really great experience with SMB. As a first time home buyer, the process was a bit daunting at first. From my first meeting with Joe, to my last, everything was explained in an easy way for me to understand. Austin, Terri and Adam were also great to work with and I always felt like they had my back. I felt confident texting or calling at any time and knew Id be hearing from them shortly after reaching out. I highly recommend using SMB!

Published at 3 years ago

The service and timely personal attention we received from Joe and his team is exceptional. The team is very detail oriented and on top of things as obtaining mortgages is a long process. We absolutely loved working with SMB and highly recommend them.

Published at 3 years ago

I shopped around for mortgage brokers in the Seattle area in April of 2021, and Joe was the best among them. He and his team are great with modern technology - they send you a personal video to explain things, and their web portal gives a clear timeline on closing the loan. Joe was always prompt answering key questions (e.g. credit score, visa status) and even goes directly to the lending banks for confirmation. Last and not least, their rates were the best among several brokers I talked to. Highly recommended.

Published at 3 years ago

We were in a dire situation regarding our mortgage application and reached out to Joe. Joe responded in a few min and sent us a personal welcome video which was really impressive. Then we talked about our problems through emails and Joe went above and beyond to find answers for us within 24 hours. He is very personable and easy to talk to as well. Definitely recommend Joe for any of your mortgage need!

Published at 3 years ago

I dont know what I can say here that hasnt already been said. The people here are professional yet friendly and relatable. Theres no high-pressure sales pitch, and they are also tech savvy with their video messages, and Zoom calls. But no worries if youre not, they will guide you via any medium you feel comfortable. They are transparent in their procedure and you can even see the screens they fill out via screen share in real time. Everything moved incredibly quickly, and the only real holdups were things out of their control like the appraisal. Even that went through quite quickly and I was able to close in 3 weeks! Would definitely recommend this team to anyone buying locally.

Published at 3 years ago

Published at 3 years ago

If you need a house this is the company you want on your side. Joe, Austin, Terri, and Adam made a super complicated process simple and streamlined. We are first time homebuyers and at first our credit wasnt quite where it needed to be but Joe didnt leave us hanging. He gave us excellent, professional advice that comes with years of experience that helped up immensely in pulling up our score enough to achieve our goals. Any question we had was answered quickly and anything we didnt quite understand the team broke it down for us to where we felt like we actually knew what was going on, there were no mysteries! We genuinely thought it would be years until we could by a house in this insane market and thanks to SMB we went from not having a clue where to start in early January to making viable offers in February. We are both essential workers and had to do all of this after work hours and while it could have been super stressful, the team at SMB was flexible with us throughout the process. Joe and his team are straightforward and dont mess around when it comes to representing their customers. SMB made sure any other parties involved did not dilly dally with paperwork and everything was completed in the timeliest manner possible. An excellent referral for homeowners insurance was also provided to us, for which we are also incredibly thankful. We closed perfectly on time & I will recommend this company to everyone! Buying a house? SMB will get you there!

Published at 3 years ago

Joe and his team are absolutely top notch and the best communicators I have done business with in this space. I absolutely recommend!!

Published at 3 years ago

Joe and his team were absolutely fantastic. He makes you feel like you re a close friend and keeps you informed every step of the way! Me and my fiancé were first time home buyers when we met joe and we told him we have 0 idea what we re doing, please explain everything to us (then explain it again ). Joe and his team were so patient and communicative! I can t say enough good things about them. If you re shopping for a mortgage broker, you found the best one in Seattle. We ll definitely be back if we ever need them again!

Published at 3 years ago

The Best! Joe and his team was a pleasure to work with. Very professional and responsive to every question we had. Gave us different options and scenarios with our budget. Always gave us a heads up if anything changed and listened to what was important to us! Thank you!

Published at 3 years ago

Joe and his team SMB were great!! Made refinancing too easy! They all kept me updated on how are things are going, did a couple zoom calls to clearly understand the process and closed in 10 days! Amazing!!!

Published at 3 years ago

Above and beyond! I bought my first home, not knowing anything about buying a home or getting a loan, and being new to the area, but Im so glad I found Joe and team! They took care of everything from before I started looking at places and until the day of closing. Their responses were always quick, and they could even schedule meeting in the weekend. Loved the personal attention they gave me as a client and addressing every question or concern.

Published at 3 years ago

Fantastic mortgage brokers!!! I ve worked with Joe and his team at SMB 3 times now, and he has been absolutely AWESOME to work with. He was able to get me the best rates I found anywhere (and I shopped around), and most importantly, he and his team were VERY transparent and honest with me. No hidden fees, no gotcha s, no BS. Just a great experience overall, very highly recommended!

Published at 3 years ago

I had an admittedly rough start with SMB due to some communication difficulties. But once Joe Tafolla jumped into the conversation, he solved the issues and helped us proceed with our mortgage. When the process started, we were living overseas and not in a great position for a mortgage. Joe offered sound advice to get us going, and stayed with us along the way. He ended up getting us approved for a mortgage that allowed us to purchase our dream home. Joe was detail-oriented with his communication with us, and always on top of things. I rarely had to wait long for a response to an email with questions. And I asked A LOT of questions. When our closing was going slow, Joe stepped in and got things moving again to help us close quickly. Needless to say our experience with Joe was fantastic and if/when I need another mortgage/refinance Ill be going back to him. Update: I just got an email from Joe about a year after we bought our condo. He just wanted to check in, give us an update on our mortgage, and ask if we had any questions for him. He also offered a quick service to check the value of our house using publicly available data so we could see if our house had appreciated in value at all. He then sent a quick video message directly to me to follow up. This sequence was great, because I felt valued as a customer - but it wasnt a high-pressure you need to refinance! scenario. Just a check-in. I continue to be happy with the service I got from Joe and his team - and if/when we refinance, you can bet well be asking Joe for help.

Published at 3 years ago

Joe is a pleasure to work with. He is very efficient and proactive. Working with Joe made the whole refinancing experience easy from beginning to end. Highly recommend!

Published at 4 years ago

Published at 4 years ago

Quickly available. Runs all the number with you until everything is clear. Fast track underwritting. 30 days faster than the average broker with better rates

Published at 4 years ago

Published at 4 years ago

Joe and his crew are amazing! Thorough, fast and didnt disappoint. Found him based on reviews online and took a chance. SO glad we went with him. Wont use anyone else again!

Published at 4 years ago

The best mortgage broker in the Seattle area... Period!

Published at 4 years ago

Joe was very responsive and patient to explain my nitty gritty questions for my refinance. Most importantly the rate I got was quite competitive. I would highly recommend Joe for anyone looking for mortgage.

Published at 4 years ago

Joe and Adam made getting a home mortgage easy, painless, and actually rather fun...they like to send crazy video messages. They responded timely to my questions and concerns and I had absolutely no problems during the loan approval process. I highly recommend Joe and Seattles Mortgage Broker.

Published at 4 years ago

Joe was recommended by a friend and was great - patient and respectful when answering my questions and I certainly felt like my interests were his interest. I would highly recommend him!

Published at 4 years ago

This is the second mortgage I have gotten with Joe. He makes the process easy. I highly recommend him.

Published at 4 years ago

If I could give Joe a rating over 5.0 I would. Joe is my go to guy for refinancing. He is on top of it all the time and gets back to you immediately. He work hard and long hours for you. I have used Joe 3 times and will go back again. He will always find the best interest rate and even after closing if you have questions/problems he is right on it! I appreciate all Joe has done for me to make sure my loan goes through!

Published at 4 years ago

Joe is very responsive, to the point and has a fast turn around time that you seldom see. When i reached out to him for my refinance, he immediately gave me quotes for different options i am looking for and explained what needs to be done to get the process started. He is open about his fees upfront and targeted to close the loan within 2 weeks. I really liked how fast he ran through the process and would definitely recommend him for mortgage needs

Published at 4 years ago

Joe was super helpful through several offer attempts and took the time to explain everything in detail. Thanks for the help!

Published at 4 years ago

Joe is awesome - very efficient and professional. He helped us get a great deal for our refinance and shepherd the process from start to finish. We didnt have to worry about a thing. What I like about Joe the most is that he kept the paperwork very light for us, making the refinance look like applying for a new credit card. So easy!

Published at 4 years ago

I want to thank Joe Tafolla and his team for bringing my dream to fruition. Though my circumstances were somewhat unique, Joe was dedicated to structuring solutions that ultimately steered me in the best direction. Joe also connected me to the realtor that was a perfect fit and rounded out a truly effective team. Class and professionalism throughout the entire process.

Published at 4 years ago

I m the type to shop around each time I buy or refinance, but now I feel like I ve got my mortgage guy for the long term. Joe and his team make the whole thing go as easily as possible, with competitive rates and no BS. Always a quick response by text, email, or phone.

Published at 4 years ago

Published at 4 years ago

Joe was upfront, honest and lived up to all of his commitments. I work in the same business as Joe and felt that he honored what he said and completed tasks within the time limits he forecast. Not only was the service there, but the rate I received was better than the competition. I have referred a client to him already and will work with him myself in the future.

Published at 4 years ago

Joe Tafolla got the job done for me when no other could at the last possible moment. No exaggeration. After working with bankers and brokers, one after another, I almost gave up on the idea of ever getting a house at such a young age. But a real estate person named Gayle Simmons, recommended me one more person. That person was Joe. Long story short Joe did his job above and beyond my expectations. He got me the house at a time when I thought it wasnt possible anymore. He is an amazing and funny guy and I highlyyyy recommend him to anyone buying their first home, dream home, or any home in that case. If he can work with a 22-year-old kid who just got out of school with no money and no knowledge of real estate whatsoever, buy a house in Seattle, then he can help you too. Give him a shot and you wont regret it.

Published at 4 years ago

Sending your financials over to a stranger can be a humbling experience but Joe and his team never made us feel anything but confident and supported. I never thought wed qualify for as much as we did and as quickly but Joe was determined! The process was so smooth. Joe was always on the ball, I never doubted for a second that we were working with the best mortgage broker in Seattle. I had a clear concise list of actionable items on my end and never wondered where in the process we were or what came next. As a first time home buyer I felt especially grateful to have Joe in our corner. He was patient as we looked at various houses and when we finally found our home he was on it, we were under contract in a day! Joe is THE Seattle mortgage lender.

Published at 4 years ago

Published at 4 years ago

Joe was our broker. That was the smartest decision we could have made. He Was able to help us get us approved at an amount that worked great for us and found the best possible time to lock us in to the lowest possible interest rate which is saving more than $200 a month from what it was supposed to be. We will definitely be using Joe again on our next purchase:)

Published at 4 years ago

Joe Tafolla and his team were superb - from our first phone call I knew I was in good hands. SMB seamlessly handled a complex double refi and kept us informed every step of the way. Joe is extremely responsive and accessible via phone or e-mail. I highly recommend SMB.

Published at 5 years ago

After a horrible experience with a credit union, we risked losing out on our new home. Joe offered us lightning fast service that went above and beyond. We also got a lower rate and it closed early! Thank you Joe!

Published at 5 years ago

Joe is absolutely top notch. If youre looking for someone who provides incredible services, very responsive to communication, and is able to go above and beyond, Joe is the person to go to. He was so helpful throughout the process and I would absolutely recommend him!

Published at 5 years ago

Joe and his team were fast, efficient, and very informative. They walked us through everything when we asked and powered through when appropriate. This being at least the 5th time we have gone through this process I appreciated that, somethings I needed more information but most I just wanted completed as soon as possible. They were great about both and the only delays came from me being slow to respond or esign. Thanks Joe!

Published at 5 years ago

Joe helped me recently with a refinance. I couldnt be more pleased with the service of Joe and his team! He was always available for questions, is very knowledgeable, and got me a good rate. It was the easiest home financing transaction Ive ever done (out of about half a dozen). I will certainly use Joe again when I have need in the future, and would recommend him highly.

Published at 5 years ago

Very competent and extremely well versed in the business. Not to mention fast. Once I closed on selling me house in California, Joe and his team helped me close on my new house near Seattle in a matter of hours (same day!). He was very quick to respond to any questions and made the process very smooth for us. Definitely recommend.

Published at 5 years ago

Joe has helped me with my original FHA loan and a couple refis since. He has always taken care of me and is quick to respond to questions. I would highly recommend him.

Published at 5 years ago

My first mortgage in nearly twenty years and it went off without a hitch. Joe did a great job of keeping me informed at every step in the process.

Published at 5 years ago

If you re looking for a mortgage broker, Joe is your man. As first time home buyers, loans can be intimidating, confusing and the process is not well defined, Joe changed all of that for us. From the moment we first called him, we knew he would be a great asset in our home buying search. He does all of the heavy lifting for you, the rate comparisons, looking at credit unions, banks and lenders and presents you with the best options all while coaching you through the process. We ended up getting an interest rate we were thrilled with and closed in 21 days on our dream home. Joe will be our mortgage broker for life.

Published at 5 years ago

Joe was EXTREMELY helpful in guiding us through the mortgage process. He was great at explaining everything to us clearly and presenting all of our options. We never waited more than 10 minutes for an answer to our questions, even on the weekends! He made the whole process very relaxing, and made us confident that we understood what we were signing up for. On top of that he was able to close in 2 weeks! Highly recommended! EDIT: Joe contacted us out of the blue with a refinancing plan to save us money on our mortgage and he was a pleasure to work with again. Hes always looking out for the clients needs and never stops working for you!

Published at 5 years ago

Top notch service throughout the process and follow-up afterwards. Highly recommended.

Published at 5 years ago

Published at 5 years ago

I normally don t write reviews about people or services unless they are really bad (to warn people about them) or if they are absolutely amazing- let s face it, who cares about mediocrity, right? Joe is Seattle Washington s mortgage broker and would be one of those people who I would put in the absolutely amazing pile- and I have high standards, having worked with mortgage brokers in multiple States over the years. 1) He s knowledgeable- I m a geek- I love numbers and my trust needs to be earned so it s hard to pull a fast one by me. When initially deciding the actual rate and buy down cost to get the best deal, Joe would walk me through various scenarios and tell me what he recommends. I would then proceed to put all his numbers into my own excel model to calculate which scenario is the best. It turns out that he would be right- but it took him 1/10th of the time to calculate the best deal. I dare you to drill him because he knows his stuff. 2) His rates are competitive- If you think you are going to pay a premium because you are working with a mortgage broker, think again. I have compared his rates with discount mortgage companies. His rates match, or if not, even beats these discount groups, plus you get someone who knows what he s doing on your side. Win/win. 3) He s actually a mortgage broker, not some guy claiming to be one but working for the bank and pawning their higher rate mortgage onto you- It frustrates me how many people claim to be mortgage brokers- eg: an independent person that works with a bunch of lenders and provide you with the best loan choice, keeping your interests in mind. Majority of these so-called mortgage brokers actually work directly for a lender (eg: similar to being on payroll by the lender). They may have other products they could technically sell, but in reality, they never do because they essentially work for the lender. Whose interest do you think they have in mind? Joe is not one of those people, I can buy one house with one lender and then a 2nd house with a different lender through him. 4) He s strategic- Apparently with credit scores, they are grouped in tiers. You could be 5 points off and be in the lower tier, with a higher interest rate. When Joe ran my credit score, he noticed I was only a few points off from the next tier up. Thus, he gave me a list of instructions to improve my credit within a few days, then he re-ran my credit, giving me a more favorable interest rate. That alone is thousands of dollars in savings per year on any home purchase. 5) He has a whatever it takes to get it done attitude- Now, I m not talking about only working late, which I m sure a handful of the good ones do. I m talking about getting a conventional loan closed in less than 10 days. Most investors pay exorbitant fees getting hard money because conventional loans are known to take a long time. If a seller needs the money asap, then buyers get a hard money loan to close quickly. Joe saved me about 30K in hard money costs because he was able to get approval on a deal I was working on in 2 days- faster than hard money and without the exorbitant cost. If you have read this far, stop reading reviews, pick up the phone and call Joe: he is fast, efficient, you will save tons of money working with him and he will get your deal closed on time. Whether you are buying your first house or onto your 30th, buying property costs a lot of money and you want to make sure you have someone capable and knowledgeable on your team. In my 15+ years in the industry, he is hands down the best mortgage broker I have ever worked with, and he happens to be local to the Seattle Washington area! Treat him with respect, get documents to him on time and you will have one of the best working relationships with him, ever.

Published at 5 years ago

Joe was great to work with. He was efficient, knowledgeable, and good at navigating the mortgage landscape. Moreover, he was transparent and responsive to any detailed questions that I had regarding the loan options available, which allowed me to make an informed decision based on my circumstances. One of the best parts of working with him was his promptness of reply and availability over multiple channels (voice call, texting, and email), and he adapted to whichever medium was most appropriate for the situation. I was extremely satisfied with the service Joe provided, and I would definitely be reaching out to him again with any of my future mortgage needs.

Published at 6 years ago

We had a great experience working with Joe Tafolla. We were first time home buyers and bombarded Joe with so many questions he always took the time to answer thoughtfully and often offered more than one way of explaining things since we all have different ways of taking in information. He made us feel like we were his only clients, communicating with us regularly and responding to our questions right away, either by phone or by email. He has a positive and upbeat attitude which is so helpful when working through the complex, not-so-fun part of finances. Most of all, he is extremely knowledgeable and transparent. Thanks, Joe! We love our home, which wouldn t have been possible without you!

Published at 6 years ago

My wife and I are first time home buyers and had the great fortune of working with Joe Tafolla for our home loan. He guided us through the process professionally and painlessly. We had a very short time to close and Joe worked very hard on our behalf to make it happen on time with no hiccups. We won t use anyone else in our future home buying and highly recommended him to anyone needing a home loan.

Published at 6 years ago

I could not be happier with my refinance process. Joe Tafolla went above and beyond to make the process as smooth and as easy as possible. Very minimal work was needed on my end and I had cash out funds and closed within three weeks of beginning my refinance. I would definitely recommend Seattle Mortgage Brokers for anyone trying to buy, refinance, or sell their home.

Published at 6 years ago

Joe Tafolla is AMAZING! I have worked with Joe on numerous occasions and his service is outstanding. He is on top of his game and makes me feel like his #1 priority. Reach out to Joe if you are in the market for a mortgage or refinance, you wont regret it!!! Thanks for everything Joe, look forward to working together again soon.

Published at 6 years ago

Joe is in a class by himself. Extraordinary Service! Others talk, He truly delivers. Extremely Fast Service. It is hard to impress me but he does every time. Terry Vehrs Windermere Real Estate.

Published at 6 years ago

My experience with Seattle Mortgage Broker, Joe Tafolla specifically, was amazing. I never felt overwhelmed or like I was being an inconvenience with all of my questions. You did a great job of educating me and guiding me through what was going on without me feeling incompetent for not knowing what was going on. Your ability to work so effortlessly with all of the other people involved with my transaction was fantastic. Also, your ability to close so quickly was a great bonus. I do not have enough great things to say in regards to my experience and cannot wait till we get to work together again! Thank you so much for working so tirelessly for me and getting me the best deal absolutely possible. You are the best!

Published at 6 years ago

Joe was a extremely personable and efficient broker. The communication was effective and timely. We felt great with the entire process and were fully prepared to make an offer and purchase our home so seamlessly.

Published at 6 years ago

Joe was amazing! Made the experience so easy for us, being first time home buyers and all. So thank you Joe and keep on doing your best.

Published at 6 years ago

I am a transaction coordinator and Joe was great to work with! Thorough communication throughout the entire loan which made everybodys job easier. Would love to do business with again.

Published at 6 years ago

Joe Tafolla is an AMAZING Loan officer and his Team at Seattle Mortgage Broker. He is so helpful and knowledgeable. He helped me and my family with buying our home 2 yrs ago and still continuing to help us with any questions we have. I Extremely Recommended Joe Tafolla with no Hesitation.

Published at 6 years ago

Joe Tafolla with Seattle Mortgage Brokers is an outstanding loan officer to deal with - he is thorough, organized, prompt to reply, and makes the loan process seem like a breeze. He was able to quickly analyze the best rate and terms for us, provide an approval letter, and get us to the closing in less than two weeks if we needed that, even when I was communicating with him from overseas. Words along can not express our gratitude and appreciation for all the Joe was able to do for us to close in minimal time. Joe is fantastic to work with and we will definitely work with him again. Ten stars would be more appropriate for Joe. He provides the best customer service, knows his stuff and we would highly recommend him to anyone!

Published at 6 years ago

Published at 6 years ago

Published at 6 years ago

Published at 6 years ago

Published at 6 years ago

Joe is the best of the best. Ive been referring clients to him for over 12 years. Hell close your loan fast!

Published at 7 years ago