Summit Funding, Inc. is more than just a mortgage company. We share a common goal to BE OUR BEST and encourage all others around us to do the same. With our YES YOU CAN mindset, we empower our partners, clients, and employees in all things.
I am writing this review personally to thank Richard Guerrero. We were first time home buyers, so we didn’t have much knowledge on how the whole process of purchasing a home. Richard made the whole process simple and straightforward. He broke down exactly what we would be paying and was very transparent with us. He made the numbers make sense based on what we could afford. During the closing process he guided us step by step on what documents we needed and we followed his instructions exactly. We closed on our very first home with Richard and my Realtor Nick and are so grateful for them for making our first home a reality. This experience has been life changing. I recommend Richard at Summit Funding to anyone seeking are needed a Mortgage lender that is trustworthy and reliable.
Published at a month ago
10 out of 10 experience. Greg Payne at Summit Funding made sure we were able to buy our own home no matter the obstacles. We definitely ran into a few and were afraid that buying a home wouldn't be possible. Greg made sure that was not the case. He worked with us every day and now we own our own home at 26 years old. Greg always answered any calls or texts quickly and was an absolute pleasure. I would recommend Summit Funding to anyone that is considering buying a home.
Published at 2 weeks ago
Jon does a great job communicating with me and my clients throughout the loan process. I so appreciate his attention to detail and him working with my clients to get their credit score up, saving them thousands of dollars. I highly recommend working with Jon.
Published at a month ago
Juan was very professional from the start and treated us more like a friend than just a transaction. Since the beginning he kept us extremely informed about everything that was going on. He was more concerned about us getting the house than he was about making money. Whenever we felt like quitting he made sure he gave us the support and advice we needed to keep going until we met our goal. We are beyond thankful to have had him in our team and our side. We finally got the house our family needed.
Published at 2 months ago
When I first contacted Greg, I was in a very tight spot and didn’t have a lot of time to get a deal worked out. He went over and above to get it done as quickly and efficiently as possible. He was in constant contact with me along the way, keeping me updated, and always responded immediately, even when I messaged him during off hours. We got it done thanks to Greg and his diligence!
Published at 3 months ago
Working with Chris and his team is always a breath of fresh air because they truly level up on every transaction. I have yet to work with a lender that comes anywhere close to the work ethic pushed out by Chris and his team. Further, they handle every single client with the care you would hope to be given to a first time home buyer. They are communicative, responsive and proactive - everything you want to endure a smooth transaction on the lending side.
Published at 4 months ago
Working with Clarence at Summit funding for my home loan process was very pleasant. Clarence made my experience very easy and comfortable. He also worked with me to get the best interest rate with very reasonable amount of point purchase. Overall a great experience for mortgage loan application. I would recommend Summit funding for anyone looking to get a home loan!!
Published at 2 days ago
My husband and I were selling our house to move to an area we really loved. Chris Kloc made the process of selling our home and buying another home so smooth on the lender side. We cannot say enough about how amazing he was. After meeting him for the first time we knew we needed to switch lenders immediately and we are so glad we did! He was consistent and efficient. Thank you so much Chris!
Published at 4 days ago
Hands down the best place to get a loan. Greg Payne was more of a friend than a lender and I recommend Greg at Summit funding to anyone. Get than man a raise
Published at a week ago
10 out of 10 experience. Greg Payne at Summit Funding made sure we were able to buy our own home no matter the obstacles. We definitely ran into a few and were afraid that buying a home wouldnt be possible. Greg made sure that was not the case. He worked with us every day and now we own our own home at 26 years old. Greg always answered any calls or texts quickly and was an absolute pleasure. I would recommend Summit Funding to anyone that is considering buying a home.
Published at 2 weeks ago
Published at 2 weeks ago
Greg was very helpful in helping with securing the contract, and reaching the closing date without issues. He was always reachable when I had questions and was able to get me the help I needed.
Published at 2 weeks ago
Published at 2 weeks ago
Jasons Communication is amazing, he stayed on top of everything and kept everyone updated through the whole process.
Published at 3 weeks ago
Published at 3 weeks ago
Everyone was professional and went smooth into buying a house
Published at 3 weeks ago
Published at a month ago
Published at a month ago
Jon was fantastic at making sure I understood everything that was going on as well as the steps that happen along the process. I always felt well informed on everything that was happening. I don t believe it would have been that stress free without him.
Published at a month ago
Dear Mr. Juan Florez: I want to express to you, on behalf of my family, our deepest gratitude for your professionalism, patience and dedication throughout this entire transaction. His management ability to secure the credit for our home was truly admirable; Although the process was not easy, you carried it out with an altruism that inspires us with great confidence for future transactions. Allow me to congratulate you, since young people like you, with such dedication, generosity and, above all, unwavering patience, are very rare. It is a real pleasure to have worked with you and your team, who also deserve our recognition for their excellent work. Thank you very much, Mr. Florez, for all your effort and dedication. With gratitude, SUAREZ RIASCOS family
Published at a month ago
Greg with Summit Funding goes above and beyond to help his clients. He made the loan process easy to understand and very smooth.
Published at a month ago
I am writing this review personally to thank Richard Guerrero. We were first time home buyers, so we didn t have much knowledge on how the whole process of purchasing a home. Richard made the whole process simple and straightforward. He broke down exactly what we would be paying and was very transparent with us. He made the numbers make sense based on what we could afford. During the closing process he guided us step by step on what documents we needed and we followed his instructions exactly. We closed on our very first home with Richard and my Realtor Nick and are so grateful for them for making our first home a reality. This experience has been life changing. I recommend Richard at Summit Funding to anyone seeking are needed a Mortgage lender that is trustworthy and reliable.
Published at a month ago
Published at a month ago
Jon does a great job communicating with me and my clients throughout the loan process. I so appreciate his attention to detail and him working with my clients to get their credit score up, saving them thousands of dollars. I highly recommend working with Jon.
Published at a month ago
Published at a month ago
Juan was very professional from the start and treated us more like a friend than just a transaction. Since the beginning he kept us extremely informed about everything that was going on. He was more concerned about us getting the house than he was about making money. Whenever we felt like quitting he made sure he gave us the support and advice we needed to keep going until we met our goal. We are beyond thankful to have had him in our team and our side. We finally got the house our family needed.
Published at 2 months ago
Published at 2 months ago
Rebecca was incredibly personable and a joy to work with. I think she was more excited than we were when we closed on the house. It took 2 years to get everything in order and she was incredibly patient and understanding of all of our shifts and changes. As a business owner we had a few hurdles to jump through and she explained everything so well, taking time and empathy to make sure we understood how everything worked. I will tell everyone about Rebecca and her great work!
Published at 2 months ago
Wonderful experience! 10/10. Highly recommend Greg to anyone buying a home.
Published at 2 months ago
Published at 2 months ago
Easy to work with. They laid out the best options for us and allowed us to select what we felt like was best for our situation. Highly recommend this team for your needs to set yourself up for a better future.
Published at 2 months ago
Published at 2 months ago
Greg and his team made the home buying experience easy. He was always attentive to our needs / requests and provided accurate up-to-date information to assist us with making our home buying decision.
Published at 2 months ago
Juan was an excellent partner during our clients home buying process! We work with lots of lenders, and we are always thankful to find someone who cares about our clients as much as we do! Juan will work with you through the entire process and is always easily available for calls!
Published at 2 months ago
When I first contacted Greg, I was in a very tight spot and didn t have a lot of time to get a deal worked out. He went over and above to get it done as quickly and efficiently as possible. He was in constant contact with me along the way, keeping me updated, and always responded immediately, even when I messaged him during off hours. We got it done thanks to Greg and his diligence!
Published at 3 months ago
Look no further, summit will take care of you
Published at 3 months ago
Published at 3 months ago
Words can t describe how grateful I am for Clarence, Rebecca, and Bri for making my dream of becoming a home owner come true!
Published at 3 months ago
Published at 3 months ago
Clarence and his team were GREAT! Made the process easy! Highly recommend Clarence for all lending!
Published at 3 months ago
Published at 3 months ago
Everyone was so nice, easy to work with, and made our first time home buying experience a BREEZE! Each team member was on top of their job and made it very easy for us to get what they needed back to them.
Published at 3 months ago
Helpful, quick to answer questions, and knowledgeable
Published at 3 months ago
Greg was amazing every step of the way ! Communication was on point and will definitely be recommending in the future!
Published at 3 months ago
We had a great experience with Chris Kloc. While no transaction can be perfect, it shows who you are when mistakes do happen and the recovery. I can say working with Chris proved this to be true of him and his character. He was available for us weekday-weekend even with the red head crew running around in the back yard! We will be using him again really soon!
Published at 3 months ago
We moved into a Divvy home three years ago. Been trying to buy this home for six months. The first lender fell through, then was turned to Jon Kloc at Summit funding. He and his team had a challenge when it came to us and Divvy Homes. They did not give up and fought hard on our behalf. It took over three months, but we are now homeowners thanks to them. We would be homeless today if it wasnt for them. Thank you Jon and to all at Summit Funding, yall are awsome
Published at 3 months ago
Published at 3 months ago
Tony, Wendy, and Bri were all amazing! The communication was on point and I never felt lost in the process. I knew I could always easily reach out to them to ask questions and they always came through with an answer. Buying a home is a stressful process, but they all worked so hard to make sure this was a great experience!
Published at 3 months ago
Juan from Summit Funding is highly professional, providing consistent and informative support throughout. He ensured I was well-informed at every step, making the process smooth and reassuring.
Published at 3 months ago
Published at 3 months ago
Published at 3 months ago
Published at 3 months ago
Published at 4 months ago
Working with Chris and his team is always a breath of fresh air because they truly level up on every transaction. I have yet to work with a lender that comes anywhere close to the work ethic pushed out by Chris and his team. Further, they handle every single client with the care you would hope to be given to a first time home buyer. They are communicative, responsive and proactive - everything you want to endure a smooth transaction on the lending side.
Published at 4 months ago
Published at 4 months ago
Great Company to refer your clients. Superb Communication
Published at 4 months ago
Published at 4 months ago
Published at 4 months ago
The process felt really simple and quick for getting my home loan. There was a lot of communication through the app and email. It is really nice for people who have busy lives. Everyone was really friendly.
Published at 4 months ago
Juan was absolutely amazing! As first-time home buyers Juan spelled everything out for us and walked us through every step of the process. Juan explained the complex process of purchasing a home in a way we could understand and made the process as painless as possible. Communication between us and Juan and everybody at the summit team was exceptional. The E sign process was simple and easy to stay on top of. I would definitely recommend Juan and Summit Funding to anyone.
Published at 4 months ago
Published at 4 months ago
Published at 5 months ago
Published at 5 months ago
Juan did an excellent job walking me through the loan process and what to expect. He communicated well and walked me through the each step of the process so I got a basic understanding of each step.
Published at 5 months ago
Published at 5 months ago
Clarence and Bri were amazing to work with, they made everything easy and their communication was awesome. The app they use is so easy and kept me in the loop regarding what was needed and where I was in the process. I can t recommend highly enough!
Published at 5 months ago
Greg Payne is the best loan officer you will find in Chattanooga or anywhere else, really. From the second my wife and I spoke with Greg, you could tell he really cared about his clients. Greg went above and beyond to ensure that we knew what every step of the home buying process entailed. When we had a question, Greg was there to answer quickly each and every time. This was our first home buying experience and to say that we had no idea what we were doing, would be a massive understatement. At one point, we were panicking about a massive payment that was unforeseen and not within our budget. Before we even had a chance to panic, Greg was already texting us and making sure we knew not to worry and that the numbers would drop to what we were expecting they did and were even better than we expected! At no point did we feel like a number or paycheck for Greg and his team. At no point did we feel like we were belittled for our home buying inexperience or our plethora of questions. Greg was always there to explain and go to bat for us. It cannot be overstated how amazing Greg was. He has become a friend to my wife and I and we will continue to use Summit Funding for each and every future loan.
Published at 5 months ago
Summit is wonderful. I would recommend them to everyone! They make you feel like family, every step of the way.
Published at 6 months ago
Finding a home in itself is a stressful experience, it gets so much more overwhelming once you start the process with a lender to get the funds. Jon rode the waves with us , and somehow made magic happen in the end to not only get us our house, but unexpected money back as well. Thatll be a big help as we start our new journey in our new home and into our new life with getting married on this coming Saturday. Thank you for all your hard work.
Published at 6 months ago
Published at 6 months ago
Published at 6 months ago
Published at 6 months ago
Published at 6 months ago
We used Greg Payne with our first home purchase so choosing him and Summit Funding again was an easy decision! Easy communication and knowledgeable guidance is important when buying a home. Greg makes what can be a stressful endeavor easy to understand. We had plenty of questions and Greg was there for every phone call! I can t recommend Greg Payne and Summit Funding enough for anyone purchasing a home.
Published at 6 months ago
Published at 6 months ago
I would highly recommend Tony and his team at Summit Funding. They not only got me the best interest rate compared to other lenders but were exceptional in their communication and response whenever I had questions. My closing had to be pushed back and they were extremely flexible with me. From my experience with lenders they far exceeded the other in making sure I understood everything that was going on. I look forward to working with Tony and his team in the future.
Published at 7 months ago
Greg and his team are amazing!!! The communication and honesty are top notch, I can t recommend them enough!!
Published at 7 months ago
Published at 7 months ago
Highly recommend. We are very happy with Juan and his team that made everything possible.
Published at 7 months ago
Published at 7 months ago
Richard made my experience amazing! His communication was everything to me, made me feel like I was his top priority. If I could give Richard 10 stars I would!!!!
Published at 7 months ago
Published at 8 months ago
Everyone was very kind to us and worked very hard to help us close early, which was critical for us because we had to move out of our old house on a deadline. In addition, Chris accidentally found us our dream home while showing us an example of a house we could afford in the area we were looking in. The whole team was great to work with and even through miscommunications and missed communications everyone was very pleasant and professional.
Published at 9 months ago
They re so easy to work with. Communication is excellent and they made everything so quick and easy!
Published at 9 months ago
Greg with Summit is absolutely great! I highly recommend him
Published at 9 months ago
Published at 10 months ago
The help that I received from Jon Kloc when buying my house made the whole process a breeze. The amount of communication I received was very informative and kept everything moving along smoothly. I am definitely going to recommend Summit Funding in the future, THANK YOU!
Published at 10 months ago
I purchased a property in Chattanooga, early 2021, and had a pretty lackluster experience with my lending agent at the time. Chris was the polar opposite. Apart from being a genuinely good person, he was a bit of a numbers nerd (not much unlike myself) and offered up different and unique ways to structure the loan to help in contract negotiations and make sure I was getting the best bang for my buck. I would highly recommend Chris at Summit for any mortgage / refinancing needs.
Published at 10 months ago
Published at 10 months ago
Tony and his team kept us updated and worked endless hours on our home loan. We closed very very quickly during the holidays. We so appreciate each one of you. You have been a huge blessing in our lives!!!!
Published at 10 months ago
Published at 10 months ago
We really appreciated how Jon Kloc guided us through the more complicated aspects of the house buying process like buying down points, PMI, refinancing down the road, and what percentage to put down. He was extremely fast as far as getting paperwork together and was always available for a quick call. In everything, Jon and Summit Funding went above and beyond. Were so glad we got to work with him in buying our first house!
Published at 10 months ago
Highly Recommend this team. Ask for Richard!
Published at 10 months ago
Published at 10 months ago
Richard Guerrero at Summit Funding was an absolute pleasure to work with! If youre looking for someone you can trust to get you to closing, hes your guy. Richard went above and beyond constantly and was highly communicative throughout the entire process.
Published at 11 months ago
Working with Summit Funding, Inc. was a wonderful experience. Great service.
Published at 11 months ago
I highly recommend Richard with summit funding, he took every step that needed to be taken in order to make it happen!!!
Published at 11 months ago
Jon Klock went above and beyond for me and my family. I will recommend him to all of my friends trying to buy a house. I wish I could give this review a 10 star 5 does not do Jon Justice to reflect his hard work and how painless and stress free this whole process was because of him. Do not hesitate to reach out to him for your lending needs.
Published at 11 months ago
Published at 11 months ago
Published at a year ago
Made my first home buying experience great. Very helpful and knowledgeable. Always willing to answer questions.
Published at a year ago
I had a fantastic experience working with Summit Funding on the recent purchase of my new home. Their communication and execution was perfect and everything went smoothly. I plan to recommend them to any family and friends in need of home financing.
Published at a year ago
Published at a year ago
Published at a year ago
Personal experience! Felt like dealing with a trusted friends.
Published at a year ago
The process was easy with Richard. He explained every step and he was always available to answer any questions. Thanks to him we have our dream house !! I highly recommend Summit Funding and Richard Guerrero.
Published at a year ago
Chris and his team go above and beyond during your home buying experience! They are so available for all of your needs and questions! I m so thankful we got paired with them.
Published at a year ago
Chris Kloc and his team were consummate professionals from Day 1 through our house closing. My husband and I cannot recommend him enough!
Published at a year ago
An amazing experience with Greg Payne and his team. The communication was great and they answered all my questions. Made this a very easy process.
Published at a year ago
I worked with Richard Guerrero for my loan process. As a first time home owner the process was very smooth and communication was great. He made it easily accessible when I had any questions or concerns wether big or small. I highly recommend Richard and Summit funding for anyone in the market.
Published at a year ago
Published at a year ago
Published at a year ago
I worked on my mortgage loan with Juan Florez who was very personable and extremely knowledgeable on the math behind the loan. As a first time home buyer I really didnt know much about the questions I need to ask or the things I should care about. Juan helped me model a few different scenarios for the structure of my loan and helped me really understand the cost/benefit to each of them so I can make the best informed decision for my personal financial situation. Him and his whole team were also great with communication, literally 24/7 on anything I needed, which is very important in a process where time is of essence. They made the whole experience smooth and painless which I never thought possible. I would highly recommend Summit Finding and especially the team I worked with. They are warm and caring individuals who are truly trying to help you walk away with the best deal you can get, in addition to acting with a sense of urgency and providing incredibly valuable education and support on the mortgage process as a whole.
Published at a year ago
Published at a year ago
April Diehl is amazing she made the process easy and less stress in a large purchase everything was done on time great communication with her and and Vanessa. Hands down the best team highly recommend april and her staff.
Published at a year ago
The process was smooth and communication was great. They were easily accessible when I had any questions or concerns. Would highly recommend and I would definitely use them again myself in the future.
Published at a year ago
Published at a year ago
Published at a year ago
I highly recommend Richard Guerrero and Summitt Funding to anyone looking for a home loan. We had a wonderful experience!
Published at a year ago
Published at a year ago
i would highly recommend Summit and already have!
Published at a year ago
Everyone that I spoke with was very professional, always responded in a timely manner. Also had no problem breaking down and explaining any questions that cam up
Published at a year ago
Looking for a home? See Rebecca Suttles. Youll thank me later.
Published at a year ago
Tony is the best! We had some ups and downs, before starting with Tony. Tony was always helpful, reassuring and confident in helping with our USDA loan. Every step, Tony was with us. We are also across state lines. The process was smooth, closing was a breeze. Highly recommend Tony Holland!
Published at a year ago
Great experience working with them
Published at a year ago
A++++
Published at a year ago
Published at a year ago
Published at a year ago
Chris & Amber are the best of the best! I ll never use another lender unless it s them! They really make buying a house really easy & communicate with you whenever you need to. I really appreciate them.
Published at a year ago
Highly recommend Chris Kloc and Summit Funding. The experience couldnt have been any better. Chris and his team do a great job of simplifying the process and are great partners every step of the way. 10/10 recommend.
Published at a year ago
We were first time homebuyers and Chris Kloc made the process so easy to understand! He was there for us every step of the way and really went above and beyond on all things! We closed so quickly and smoothly! I cannot recommend Chris, Amber and Summit enough! Highly recommend!
Published at a year ago
My first home buying experience with Summit Funding was excellent. Clarence helped me every step of the way to make sure I understood the process and was comfortable with it. He went above and beyond!
Published at a year ago
Published at a year ago
Published at a year ago
Published at a year ago
Chris Klocs team at Summit lending went over, and above helping me through the pre-approval process, approval, and closing. From putting in the first offer on my house to closing was 12 weeks, and it was a lot of extra work, I appreciate everyones effort throughout the process!
Published at a year ago
Great place to do business!
Published at a year ago
From the start Chris Kloc was amazing! I was a first time home buyer and Chris took the time at our first consultation to give me a PowerPoint with all the information I needed to start my home search confidently. When I finally went under contract, Chris had very clear communication and was extremely quick to answer any of my questions. He went above and beyond- sent out a weekly video update with a list of where we were in the process so I always felt that I knew what was going on. My home buying experience was smooth and I attribute a lot of that to Chris and his teams hard work. I will always highly recommend them!
Published at a year ago
Published at a year ago
Chris helped us every step of the way to make sure we understood the process and was comfortable with it. Id say he went above and beyond in helping us with buying our first home!
Published at a year ago
Chris and the whole team made the whole process very simple. Especially with my wife and me being first time home buyers, we werent really sure what to expect but Chris explained everything and held our hands through out the process! You have our business for life.
Published at a year ago
My fiancé and I just closed on our first home today! Chris at Summit Funding was phenomenal!! He helped us through the entire process, explaining all the steps and helping us every step of the way. He went above and beyond to make sure this house was the one for us. We simply could not have done this without him!
Published at a year ago
Chris was super helpful and gave us updates the entire way. I cant recommend him or Summit highly enough.
Published at a year ago
This is more than just a company or firm, its a family. Would recommend this business to anyone
Published at a year ago
Working with Summit Funding for my first home buying experience was the best I could ask for! Todd Merritts team was very communicative and set all expectations from the beginning and their words and actions matched up perfectly. This was my first homebuying experience and I couldnt ask for a more informative and communicative team to work with!
Published at a year ago
Chris Kloc is truly amazing and helpful. Thank you for helping me and my husband and happy birthday.
Published at a year ago
Clarence was awesome!!!! Dream maker!!! Stacie also
Published at a year ago
Tony Holland is person you need to help you!!He is so knowledgeable and honest. I had such a great experience with him and would refer him to anyone!
Published at 2 years ago
My husband and I had a great experience with Summit Funding. Our realtor suggested we check them out. Once we met Chris we knew we were at the right place. The entire team made purchasing our new home so easy. They really feel like family. We would definitely recommend them!
Published at 2 years ago
Getting a loan after bankruptcy is not easy, but my experience with my Summit team, walk me though every step of the way, even when I though of giving up, because, I sometimes found the underwriter request for more documents was to much for me to handle, my team of expert, Clarence, Amber and Lency, walk me through it .and made what I saw as impossible, possible, today Im in my new home .I couldnt have done it without the patience and assistance from Summit funding Inc.Team members. They are simply an awesome team and they really do all that they can, to make ones dream come true. If your looking for top notch experts this is the team you would want by your side . I would highly recommend them.
Published at 2 years ago
Published at 2 years ago
The team made everything smooth. The responses were honest and quick. They were there to answer any questions at any time. We highly recommend Summit Funding Inc./Clarence and his team.
Published at 2 years ago
Published at 2 years ago
Published at 2 years ago
Doesnt get any better than Chris and the folks over at Summit Funding!
Published at 2 years ago
Chris Kloc made sure we got the best rate we could and got us locked in before the rate increases came through. He also came up with ways we could save extra money by adjusting our closing date. He provided weekly updates to all involved parties to help keep everything moving.
Published at 2 years ago
If anyone is looking for a house or an investment property, go here and get it done. If you want a very nice, productive, and hard working person that is always working all the time, your person is Angel Taylor. Dont miss out!!!
Published at 2 years ago
The quick answer from the team to any question that came during the process was great and the constant communication through the process to notify any advance made.
Published at 2 years ago
Published at 2 years ago
Clarence Hawthorne is a top notch financial wizard! He and his team are excellent at providing guidance, advice and delivering what he promised. You will not be disappointed when you go to him for your refi!
Published at 2 years ago
Attitude n customer service
Published at 2 years ago
no good
Published at 2 years ago
very bad experience
Published at 2 years ago
Chris is a great person to work with! Very knowledgeable and professional.
Published at 2 years ago
Chris is a pleasure to work with. Very eager to make sure you re happy with your experience and does what he can to make sure everything is seamless.
Published at 2 years ago
My experience was excellent! Really good communication and professionalism. They understand how to get problems solved and the important topics explained. I would highly recommend!
Published at 2 years ago
Published at 2 years ago
Ryan made my home buying process as easy as possible! His communication about next steps were above par. I highly recommend Summit Funding and Ryan Beamish if you are looking to purchase a home!
Published at 2 years ago
Published at 2 years ago
Published at 2 years ago
Very helpful and professional and made our process very easy I would highly recommend them to friends and family
Published at 3 years ago
Published at 3 years ago
Greg Payne was awesome to work with during the loan process. He communicated with me throughout the entire process to answer any questions I had regarding the loan documents or process in general. He even took my call while he was at an Atlanta Braves game. I knew then he was a great Loan Officer. . It was a pleasure working with him and cannot wait to work with him again to fund my next home.
Published at 3 years ago
Exceptional customer service throughout the entire process. Tony Holland and his team were absolutely amazing and helpful.
Published at 3 years ago
True professionals who take your needs seriously and communicate with you effectively throughout the entire process. Highly recommended.
Published at 3 years ago
We refinanced with Chris Kloc at Summit. It was easy, quick and pain free. Chris is super personable and fantastic to work with. You may even leave with a few laughs under your belt. Need a loan or to refinance?! Chris is definitely your man!
Published at 3 years ago
Published at 3 years ago
This morning I had a very disappointing interaction with one of your employees. I use a wheelchair and have a van that has a ramp on the right side. I need 5-6 feet of clearance in order to let the ramp down and be able to get my chair in and out. I didnt see any available handicapped parking, so I parked diagonally, purposefully taking up two spots. The woman walked past, and in a very harsh tone told me to fix my parking. I explained my reason for it, and she kept walking and said something along the lines of you dont need 2 parking places just because youre in a wheelchair. I would encourage you to educate her (especially while representing your company with her clothes) to be more kind and understanding. If someone had parked next to me I would not have been able to leave until they moved their vehicle.
Published at 3 years ago
Published at 3 years ago
After being referred to this company by a long time friend I applied for funding gave all my info uploaded all requested documents all for the young lady to stop replying to my text, emails and phone calls basically she ghosted me. So for future reference for anyone out there if you don t qualify she won t even bother to reply and tell you that. But 3 months later I qualify with a different lender with no issues. #buyerbeaware
Published at 3 years ago
Jeff Gibbs at Summit Funding was super great to work with! He was super informative, very helpful, and personable, yet still professional! Overall a great experience and would recommend him for your lending services!
Published at 3 years ago
This company is awesome, and specialy Nathan he knew what he do and help you to realize this big page on your live been a owner. Thank you Nathan Byram
Published at 3 years ago
Very poor communication and efforts from this company. We have had multiple deals and issues with them across the board.
Published at 3 years ago
Jeff Gibbs did a great job with our refinance. This is the 3rd time we ve used him for a purchase or refinance and he s always done an awesome job for us. He s very professional and very knowledgeable about the mortgage business.
Published at 3 years ago
Published at 3 years ago
Always such a pleasure to work with Nathan Byram at Summit Funding! Wow! Nathan always delivers with a smile, a kind word and is completely solution driven. If you want to work with the best then Nate is your guy. Great loans, superior communication and availability; it doesn t get any better! Thanks Nate for another successful deal and happy customer!
Published at 3 years ago
Jeff was great to deal with and kept us updated on every step of the process. He was quick at getting us closed on our refinance and made us feel like we were getting the best deal possible.
Published at 3 years ago
Amazing service!! I hate the entire process of buying a house, but this time was different. Greg Payne made it a really fun experience, stayed in close contact to make sure that I knew exactly where we stood every step of the way, and worked very quickly to get us into our dream home. On top of that, hes got a great personality which really helps make everything feel less stressful. We will never use anyone else!
Published at 3 years ago
Summit funding recently processed our refinance. We were serviced by Jeff Gibbs. He did an amazing job at being timely and precise and answering all our questions immediatley! I felt he gave us the best deal available and we closed in an excellent amount of time!! Thankyou!!
Published at 3 years ago
Published at 3 years ago
Published at 3 years ago
Published at 4 years ago
Never do business with them or this particular loan officer. He doesnt care about his clients and has no personal accountability. Let everyone show up for a scheduled closing all the while knowing it wasnt going to happen because he dropped the ball and didnt communicate with anyone. Cost people time and money and rescheduling of utility transfers and insurance placement on said property on both buyer and seller side and could care less of what he caused. He left the title company while his client was in tears because of his negligence and not doing what hes paid to do. Blamed every one from the real estate agent, title company and the underwriter for him not doing his job. To let something and everyone get to the closing table before communicating it wasnt ready is totally unacceptable.
Published at 4 years ago
I purchased the home of my dreams through Summit Funding, with the assistance of Clarence Hawthorn. Mr. Hawthorne made everything seem so effortless and with constant communication throughout the entire process. It s one thing to be pleased with someone at the time of the process, but six months later I am even more pleased with his professionalism now, then I was with him then. I tip my hat to you!
Published at 4 years ago
Nathan Byram, at Summit Funding, was my Loan Officer. His knowledge and expertise are exceptional! Working with him allowed me to have all of the information I needed to make a decision as important as a home purchase. The entire process was straightforward and uncomplicated, and I truly appreciated the timely communications that ensured I remained informed. I cant express how grateful I am to have had the opportunity to work with such an honest and interested lender. Closing was lightening fast and all aspects of the process exceeded my expectations. He is truly GREAT and helps turn dreams into reality.
Published at 4 years ago
As a Realtor, it is always nice to have the purchasers lender call with updates. This lets both me and the sellers know that work is actually being done to get to close. Jeff Gibbs kept me up to date with everything and the title company had everything needed to close a week prior to the actual closing, which is pretty rare these days. Two thumbs up.
Published at 4 years ago
Use Nate for your financing. I will guaranteed a ZERO-stress experience.
Published at 4 years ago
We were able to close on a dream home in spite of a pandemic, move from New York, soaring debt and an initial credit score of under 620! Nathan made our experience enjoyable while our situation screamed impossible. Great communication, video updates, prompt and clear directions and guidance are what sets Summit Funding, Inc apart. We not only bought a home, we are also now nearly debt free!
Published at 4 years ago
This is my first home and there was a lot about the home buying process that I didnt know or understand. Clarence guided me through this process patiently and professionally. Every time I had a question he responded promptly and respectfully, no matter how uninformed the question was.
Published at 4 years ago
Published at 4 years ago
Summit Funding was great! We worked with Misty Smith and she was awesome! Would HIGHLY recommended them!
Published at 4 years ago
Jeff maintained communication throughout the entire process. As a first time buyer, I felt more at ease as Jeff walked me through every step. He always explained each step and kept things on track.
Published at 4 years ago
Jeff Gibbs is great at communicating and making sure everything is on schedule and everyone involved knows exactly whats going on.
Published at 4 years ago
Clarence Hawthorne is a coward and is very unprofessional. We started our home buying process in December of 2019. He assured us that he could definitely work with us and told us exactly what we needed to do to make sure that we got approved for the loan. He even gave us an Approval Letter to give to the Realtor. We did every single thing he requested, even had our own house under contract in 3 days! Each time we got something done, he came up with something else. We had a Closing date on our new house and everything. A week before closing we kept verifying if everything was still a go, then he hits us with something else, something that he KNEW weeks before! He ran out credits over 3 times dropping our scores significantly, then had the nerve to tell us that when we close on our home that we needed to find someplace to stay because he didnt think that we were going to be able to Close on day the home we were purchasing. When we called he kept saying that we still have a chance of closing! Then our Realtor called and told us that he heard from Clarence and we are not closing. The Realtor immediately gave us the name of another lender whom we contacted. They got on it stat. When he found out that we had gone to another lender, it took him days to relay to the Realtor that he could not pay for appraisal that we had to be the ones to do it, then it took him another 2 and 1/2 weeks to get it transferred over to new lender delaying our Closing by a day! In another instance he sent paperwork with the wrong social security number! He acted like a revengeful child and I am very disappointed and embarrassed by his childish antics to delay us purchasing our home. I would not recommend him to my worst enemy!!
Published at 4 years ago
Worked with misty Smith here and she was great to work with and very quick with the work she was doing with us at the time but when I started working with other companies to get the best deal she seems to loose interest and stopped communication.
Published at 4 years ago
- 5 photos
- 199 reviews
- 4.8 rating
- Phone: +1 423-417-3211
- Website: https://summitfunding.net/chattanooga
- Address: 6148 Lee Hwy # 100, Chattanooga, TN 37421, United States
- Coordinates: 35.0270641, -85.1884374
- Mortgage lender
- Monday: 8 AM–5 PM
- Tuesday: 8 AM–5 PM
- Wednesday: 8 AM–5 PM
- Thursday: 8 AM–5 PM
- Friday: 8 AM–5 PM
- Saturday: Closed
- Sunday: Closed
- Wheelchair-accessible car park: Yes
- Wheelchair-accessible entrance: Yes