Unlike many other mortgage companies, we show you our updated lowest mortgage rates. We are always up-front about our current interest rates, and we constantly monitor mortgage rates so that our rate immediately reflects the current rate. Our goal is to save you money, so we work to get you a great rate you can qualify for.
I can not speak more highly of Scott K. and the Golden Oak team. This was our second time with Scott as our lender. From the initial email that we sent him to start a refi on our home to closing everything went flawless. This experience many of you know can be stressful but it went on with out a hitch. I recommend working with Scott and Golden Oak for your lending.
Published at 2 weeks ago
I highly recommend working with Golden Oak Lending for refinancing or as an initial mortgage lending option. Mr. Scott Kuhn took the time to advocate for me regarding my options to help me get an incredible rate and was there when I had questions!
Thanks again!
Published at 2 weeks ago
We had an exceptional experience with John amiri. He went above and beyond to ensure we secured our dream home, navigating every obstacle with determination and skill. His thorough explanations of every detail made the process clear and manageable, preventing any confusion. I highly recommend him for anyone looking for a dedicated and knowledgeable lender agent."
Published at a month ago
Brian Chrisco made my experience with Golden Oak a piece of cake! Definitely recommend him for any financing or re-financing needs. If you want a friendly professional, give him a call!
Published at 6 days ago
John was very communicative and always available for questions. He ensured I understood every step of the process along the way. He and his team handled everything and I can’ t give them enough praise. I have already recommended John to friends and family looking to purchase a home and will continue doing so.
Published at 5 months ago
I bought a house in 2023, and I wanted to refinance it in 2024 when the interest rates had going down. Scott Kuhn at Golden Oak Lending went out of his way to make sure the refinancing went through, telling me what I need to submit and fill out, and putting in the extra time to make it a success. It was a very pleasant experience overall.
Published at a month ago
Great communication, Jeff made the process easy to understand and cleared up and confusion. Closing and appraisal were convenient to our schedules.
Published at a week ago
Joe McClintock with Golden Oak Lending was very professional and caring throughout our entire process. The communication and help was exceptional!! Just Awesome!!
Published at a month ago
Brian Chrisco made my experience with Golden Oak a piece of cake! Definitely recommend him for any financing or re-financing needs. If you want a friendly professional, give him a call!
Published at 6 days ago
Great communication, Jeff made the process easy to understand and cleared up and confusion. Closing and appraisal were convenient to our schedules.
Published at a week ago
I can not speak more highly of Scott K. and the Golden Oak team. This was our second time with Scott as our lender. From the initial email that we sent him to start a refi on our home to closing everything went flawless. This experience many of you know can be stressful but it went on with out a hitch. I recommend working with Scott and Golden Oak for your lending.
Published at 2 weeks ago
I highly recommend working with Golden Oak Lending for refinancing or as an initial mortgage lending option. Mr. Scott Kuhn took the time to advocate for me regarding my options to help me get an incredible rate and was there when I had questions! Thanks again!
Published at 2 weeks ago
Almost answered my questions in a timely manner. The process was fast and easy.
Published at 2 weeks ago
Chad was always able to answer my questions quickly and truthfully, and he kept me comfortable and informed through the entire home buying process. I would recommend him to anyone!
Published at a month ago
I bought a house in 2023, and I wanted to refinance it in 2024 when the interest rates had going down. Scott Kuhn at Golden Oak Lending went out of his way to make sure the refinancing went through, telling me what I need to submit and fill out, and putting in the extra time to make it a success. It was a very pleasant experience overall.
Published at a month ago
Joe McClintock with Golden Oak Lending was very professional and caring throughout our entire process. The communication and help was exceptional!! Just Awesome!!
Published at a month ago
Excellent customer service. Our mortgage advisor, Jay Reynolds, was very professional and responded to all of my emails in a timely fashion. This is my second transaction with Jay and he continues to follow-up throughout the year. I would definitely recommend this company to others.
Published at a month ago
We had an exceptional experience with John amiri. He went above and beyond to ensure we secured our dream home, navigating every obstacle with determination and skill. His thorough explanations of every detail made the process clear and manageable, preventing any confusion. I highly recommend him for anyone looking for a dedicated and knowledgeable lender agent.
Published at a month ago
Scott Wallace at Golden Oak Lending was amazing to work with. Very knowledgeable and honest.
Published at 2 months ago
This was my first home purchase so this made it a significant purchase. John assisted my process from the very beginning of getting a pre-approval to the very end of signing the paperwork; he walked me through every document that I was signing for. Overall I had a wonderful experience & will most definitely be coming back for refinancing & my next possible purchase in addition to referring anyone & everyone to John Amini at Golden Oak Lending!
Published at 2 months ago
I have worked with Golden Oak lending on 2 different projects over a 15 year period and have had great experiences both times. Jay Reynolds knows his industry.
Published at 3 months ago
In times when it is hard to find reliable trustworthy people and businesses Golden Oak Lending and Scott Wallis is who you want to deal with. 5 Stars every time! Thank you Scott from my family to yours!
Published at 3 months ago
Scott did a fantastic job with our home loan!
Published at 4 months ago
Great guy and very knowledgeable. Will be using again and referring him to friends and family. Thank you Chad
Published at 4 months ago
Scott is a pleasure to do business with. Highly recommend
Published at 4 months ago
This was a first time home purchase for me, and John Amini from Golden Oak Lending was the second loan officer we started working with after not being happy with the first officer/company we were working with. After our first meeting with John, we walked out of his office and knew we found the right person to address all of our needs and concerns. He provided us with so much knowledge and different options that we never even knew existed when working with our original lender. The entire process became so much easier and less stressful the second we started working with John. Our budget was on the very low end in terms of the housing market, but we felt that John gave us the same courtesy and attentiveness as someone that would be purchasing a multi-million dollar home. This was very important to us. Not only is John the best in the business at what he does, he is an even better person on top of that. Anyone that is in the market for a new home and looking for a lender, working with John is an absolute no brainer decision and I would recommend nobody else. We definitely look forward to working with him in the future as well. John, you are the man! We appreciate you very much and cannot thank you enough for all the help with this entire home buying process. Cheers to you!
Published at 4 months ago
Golden Oak was professional and so supportive. Chad was a true gem to work with and was always supportive in our dream home and goals. I would never go anywhere else for my mortgage needs!
Published at 5 months ago
John was very communicative and always available for questions. He ensured I understood every step of the process along the way. He and his team handled everything and I can t give them enough praise. I have already recommended John to friends and family looking to purchase a home and will continue doing so.
Published at 5 months ago
Great experience working with Jeff Henry at Golden Oak. Thanks Jeff
Published at 5 months ago
Brian does a great job go over and above .This is the second time I used Brian and always a smooth transition
Published at 6 months ago
Chad Jensen was very responsive & informative! Thank you Golden Oak Lending! Rose Grossius
Published at 6 months ago
Chad Jensen and Golden Oak blew me away. From no risk no upfront appraisal to start off with to Jimmy John freaky fast servicewith Chick-fil-a excellence in customer service. I cant imagine any better combo.im the country Chad Jensen + Golden Oak Lending .
Published at 6 months ago
Chad Jenson was great throughout my home loan process.
Published at 6 months ago
We had the best experience with John Amini! He was very knowledgeable, attentive, helpful and gave us the best deal. He educated us about our current loan and what to look for in the future. He and was honest about all the closing cost/fees and again he gave us a way better deal compared to others. We ll definitely be recommending him to friends and family!
Published at 7 months ago
Golden Oak Lending gets a 5 star from us. We worked with Chad Jensen, he was extremely kind, explained everything thoroughly, went above and beyond to help us when our realtor failed to. We would recommend him to anyone looking.
Published at 8 months ago
Scott had no problem helping us outside his normal office hours to ensure we were taken care of. He got us a pre-approval letter on a Saturday so that we could get things moving on a home we liked. He provided good communication each step of the way and made sure to explain things in depth considering the fact we were first-time home buyers. The first couple lenders we had pursued seem to just give us the run-around. Scott and Golden Oak made what sounded so difficult to other lenders, sound like no problem. I cant say thank you enough for playing such a key role in getting us into a home we love!
Published at 9 months ago
Fabulous experience!! Easy, information gathered in a timely manner and like the song says Golden Oak Lending cured my blues . Thank you
Published at 9 months ago
The personalized service was spectacular. Chad really did work hard for us and got us as good of a deal as he could.
Published at 9 months ago
We had great experience working with Golden Oak and John Amini for home loan. John made the process of home buying very easy, walking us through the process step by step. He was always available to answer questions and concerns. Highly Recommended!
Published at 9 months ago
Published at 9 months ago
Joe McClintock representing Golden Oak Lending has my recommendation for anyone seeking a professional, comprehensive and efficient mortgage loan officer.
Published at 10 months ago
We had a wonderful experience working with John for our loan. He was incredibly helpful and took the time to explain each step of the process. If you want great service, I would highly recommend using John!
Published at 11 months ago
Golden Oak Lending stands as an exemplar in the realm of facilitating homeownership, streamlining the often intricate process into an accessible journey. This esteemed organizations multifaceted approach revolves around empowering individuals with the resources, guidance, and tailored solutions necessary to realize their dream of owning a home. Through a meticulous amalgamation of financial expertise, personalized assistance, and a commitment to client-centric services, Golden Oak Lending transforms the arduous endeavor of homeownership into an achievable and fulfilreality for all who seek their assistance. John Kaba Amini epitomizes professionalism, exemplifying unwavering politeness and friendliness that resonate throughout his interactions. Renowned for his amiable demeanor, he stands as a beacon of approachability and warmth within his field. Clients consistently find solace and reassurance in his affable nature, as he adeptly navigates their needs with a blend of courtesy and genuine care. His reputation as a consummate professional is not only rooted in his expertise but also in his ability to foster an environment of trust and comfort, making him the ideal individual to turn to for guidance and support. Dear Golden Oak Lending and John Kaba Amini, I extend my sincerest gratitude for the invaluable support and guidance provided during my journey toward homeownership. Your unwavering commitment to excellence and personalized assistance has made the daunting task of acquiring a home an achievable reality. The professionalism, expertise, and genuine care exhibited by Golden Oak Lending and John Kaba Amini have truly set a standard of excellence. Your dedication to ensuring a seamless and fulfilling experience has not gone unnoticed, and I am immensely grateful for your efforts. Thank you once again for your exceptional service and unwavering support. Your contributions have made a significant difference, and I am indebted to your expertise and assistance. Warm regards, Zabih ASAD Family
Published at 11 months ago
Working with Jay Reynolds was an absolute pleasure.His years of experience made the process so much easier.
Published at 11 months ago
John was amazing!
Published at a year ago
John Amini is the best at solving problems to getting you a home loan. He goes above and beyond foremost looking out for you to ensure you will get the best deal available to you. I went to several banks that told me sorry we cant help you in your situation. As a last resort I went to Golden Oak Lending where I was given John Amini as my financial expert. John immediately came up with a plan to help us get a 30 yr fixed rate when everyone else we went to wanted to only put us in an adjustable rate mortgage. Thank you John for everything you have done for us and I recommend John Amini to anyone looking for an excellent home loan solution he is awesome and very knowledgeable at everything he does!!
Published at a year ago
Chad was awesome.. he was very helpful and knowledgeable. Smooth process.
Published at a year ago
Golden Oak has always treated us with respect and responds quickly to our requests. I always recommend them to others. Tom helped us this last time and he was great. But each person Ive dealt with at Golden Oak has been great too.
Published at a year ago
Thanks to John Amini, for his expertise and prompt action. I admire his patience (I am a hard to work with) and communications skills. He knows better than other finance experts I worked with. I recommend him to my friends.
Published at a year ago
Jay at Golden Oak Lending was awesome to work with! I would recommend him for your home financing.
Published at a year ago
Jay was our guy! Very professional, helpful, and went above and beyond to help us buy our house. His responses to our questions and documents needed were immediate. Great company, great guy!
Published at a year ago
John Amini is a perfect person he has a good talent also he helped us alot . We had a good experience to worked with him.
Published at a year ago
John made the whole experience pleasant, fast and professional. I will come back to work with him because of his great work.
Published at a year ago
I was so lucky to work with Chad. He was so chill and communicative, always available to answer all of my questions, and was always checking in to see how my homebuying process was going. He helped me get the approval I needed to get the house I wanted and he did it all super quick. Chad is the best!
Published at a year ago
Worked with Jeff for my home loan. He was able to help me when other lenders couldn t. He kept up with my file and made sure he had everything he needed to help secure the loan. Amazing to work with. Answered all my questions multiple times. Would recommend to future home buyers.
Published at a year ago
There was a significant fear of Refinancing on my own. My Late Husband ALWAYS handled such transactions. The last time we Refinanced, several years ago, Jeff Henry handled our Transaction. We both found him, Credible, Honest, Trustworthy, and Sincere. I felt that Jeff would take care of me and my needs. He DID just that!! He is Truly an ASSET to Golden Oak Lending!! Thank you Jeff Henry. You even Exceeded my expectations. Thank you again and again.
Published at a year ago
Scott felt like he was with me every step of the way, offering good advice and explaining things fully. Even staying with me after finding out that there were some pretty big bumps in the road, and over the course of 8 months almost worth of back and forth. Scott is the reason I will come to golden oak lending for any future mortgage needs.
Published at a year ago
Working with Jeff Henry was a joy. He made refinancing way easier than I thought it was going to be. Very commutative. Would always answer any questions I had day or night. Even if it was just one silly question. Professional and curtious, most important he was very patient as I made up my mind on what was best for me. One day I wanted to move forward and the next day I wanted to stop. He always helped reassure me every step of the way. If youre going to use golden oak then I highly recommend Jeff.
Published at a year ago
Our loan officer Jeff did a fantastic job.
Published at a year ago
John Amini was very helpful and patient over the long time I worked with him
Published at a year ago
I reached out to Golden Oak Lending with concerns that I would not qualify for a loan. Jeremiah contacted me, confirmed that I did in fact qualify, and guided me through an extremely simple and quick process resulting in my loan approval. I am absolutely pleased with the professional treatment I received, and highly recommend Golden Oak Lending.
Published at a year ago
The entire process went fast and seamless. Mr. Kuhn made sure everything I was looking to do in my refinance happened with no problems. I have already recommended him to a few friends and family members.
Published at a year ago
Chad was great to work with and went above and beyond to make sure that everything was squared away for our new home and made sure we didnt have to bring anything extra to closing. This is the second time weve worked with Chad and will definitely go to him if we move out buy property in the future.
Published at a year ago
I recently closed on my home with Golden Oak Lending and John Amini and I am over the moon with my experience. From the initial phone call, all the way through closing John was absolutely amazing. I can not say enough good things about his level of knowledge, communication and how seamless he made the process. He was super responsive (even on the weekends) and helpful and went above and beyond to get me to closing. John kept me informed every step of the way and made sure to take his time to explain all the steps so I understood everything. He helped me lock in a great mortgage rate right as interest rates were trending higher. John is a great asset to Golden Oak Lending and I will definitely be recommending him to my friends and family. Once again, thank you John and Golden Oak Lending for giving me this opportunity to secure the home of my dreams.
Published at a year ago
My experience was great! They kept us informed during the process and was very quick to respond to any concerns we had.
Published at a year ago
Published at a year ago
Published at a year ago
Junkmail pretending to be another company.
Published at a year ago
Great experience, friendly and knowledgeable.
Published at 2 years ago
Working with Golden Oaks Lending was great! I had been working with someone else up until a week or so before my closing. That gentleman left the company and Chad Jensen took over. He made sure that everything was ready to go for me so there were no issues with my closing. I would highly recommend using Golden Oaks for your lending needs!
Published at 2 years ago
They helped me with refinance my home.Chad did a wonderful job with walking me through the process very pleased
Published at 2 years ago
If you need a home loan or advice on a home loan and where to start, go see Dennis Maher. He is super friendly and professional. He has helped us twice now and makes the stressful process of buying a home easier and less stressful.
Published at 2 years ago
Dennis treated me like I was an old friend which made the experience very pleasant. I was kept in form of progress on regular basis and Dennis was always available to answer any questions. If I should every need to do this again, he s the one I will call. I couldn t have had any better service.
Published at 2 years ago
Golden Oak Lending exceeded my expectations when I reached out about refinancing my current mortgage. They explained my options and advised on the best course of actions to fit my needs. The process from start to finish was hassle free and completed in a timely manner that fit my busy schedule. I would recommend Golden Oak Lending to anyone looking for their first purchase or just to re-finance their existing loan. Thank you, Dennis Maher
Published at 2 years ago
Published at 2 years ago
I had a terrific experience working with John Amini at Golden Oak Lending. I am confident I got the best rate with him. But not only that, Mr. Aminis service was above and beyond. Mr. Amini was incredibly helpful , and kept me updated throughout the entire status of my loan process. Mr. Amini answered my questions before I knew what to ask. I will use him again in the future and will be referring all of my friends.
Published at 2 years ago
Bert was a God send for me and my family. He worked his tail off and always had my best interest at heart. I would recommend him to anyone. Amazing service!
Published at 2 years ago
Dan Mossman and Golden Oak Lending were very helpful and true professionals during our entire refinance process, Dan delivered best rate, and made entire process as easy as possible, we would highly recommend Dan Mossman and Golden Oak Lending to anyone wanting to buy a house or refinance, thanks again Dan Mossman for being honest and helping us from start to finish with our refinance, Dan made sure he was available almost anytime we had questions or wanted to double check any questions we had during the loan process, we very much appreciate everything Dan Mossman and Golden Oak Lending services did to help us Sincerely Scott and Shannon Taylor
Published at 2 years ago
This is our second time using Jeff and Golden Oak Lending for mortgage services. He helped refinance my moms house a few years ago. And, Jeff worked tirelessly to be sure everything was accurate in our unusual circumstance in acquiring our current home loan. Very please with the services provided.
Published at 2 years ago
When it comes to home mortgages, refinance or quick cash out on your home equity, I have chosen to go with Golden Oak with John Amini for all 3. Seamless processes and thorough explanations throughout each experience. John truly cares past the numbers and genuinely wants to help each of his clients obtain the best rates he possibly can get them. Superior effort which is reflected in his month to month achievements. Very well deserved.
Published at 2 years ago
We worked with Kevin Terrell for our refinance. Kevin did a great job explaining the process and was fast and efficient.
Published at 2 years ago
Published at 2 years ago
Steve from Golden Oak was great to work with! He is very nice, always available, and made me feel comfortable!
Published at 2 years ago
Steve Siebert and Golden Oak Lending are very personable, professional, and Exceptional to their clients. would recommend for anyone. Thank you very much.
Published at 2 years ago
Golden Oak Lending is a great choice for your refinancing needs! Bob Daffron was very attentive to our desires and communicated every move Golden Oak made during our experience. He ensured that everything went smoothly for us. It was a quick and easier process than we thought! Beth at closing explained things very clearly and ensured we understood everything we were signing. Both Bob and Beth were a blast to work with! We will definitely recommend Golden Oak!
Published at 2 years ago
John with Golden Oak lending was amazing. If you want to take the stress out of buying a home, John Amini is the guy to go to! Everything was fast and pleasant from beginning to end.
Published at 2 years ago
Golden Oak, specifically Bert, made buying my first house a breeze. Information was clearly communicated to me throughout the whole process, and any questions or concerns I had were addressed promptly. I would highly recommend Golden Oak
Published at 2 years ago
Matt was so easy to work with and was very responsive whether it was by email or phone call. He answered my questions. He gave us ample instructions on the pre-paperwork so that we did it correctly. Great experience! Thanks Matt!
Published at 2 years ago
I was very pleased with the service and product. I am a second generation customer, as my dad referred Jay to me. The timely communication was key.
Published at 2 years ago
Thank you Denny for making our loan process smooth, timely and understandable.
Published at 2 years ago
Jeff Schukar is great!
Published at 2 years ago
This was a great, stress-free experience in refinancing. Garrett O Connell was timely and kept me informed of what to expect next. The online documents were new to me for mortgage processing, and made it much less of a hassle. In-home signing of final documents was handled by a notary and adjusted to fit our schedule. I really can t imagine it being any easier than it was. I fully recommend Golden Oak and Garrett to anyone in the St. Louis area looking to initiate or refinance their mortgage.
Published at 2 years ago
Very professional, no surprises, very upfront about the options and the process.
Published at 2 years ago
Golden Oak, as personified by Matt Beeson and Scott Wallace, far exceeded our expectations in the ease and comfort of completing our re finance of our home loan and saved us several hundred dollars per month as well. We can recommend them wholeheartedly for your financial needs.
Published at 2 years ago
Sam was very easy to work with. He very succinctly addressed my needs and made the refinancing process very comfortable and simple. The closing was much faster than anticipated and I couldnt be more pleased.
Published at 2 years ago
Steve was very friendly, very helpful and great at communicating with me. Great experience! Would highly recommend.
Published at 2 years ago
If your looking at Golden Oak for services I personally recommend Scott Wallace. Ive done business with Scott more than once and he is sure to get you the help your looking for. He will not leave you waiting for answers or phone calls back. He definitely goes to work for you immediately. Thanks again Scott
Published at 2 years ago
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Working with Daniel Mossman was a great experience. He was quick, experienced, and a pleasure to work with.
Published at 2 years ago
good guy, good company, couldnt be happier
Published at 2 years ago
I don t know how to thank Jeff Henry for all the help he gave me, while purchasing my new home. Jeff is very professional, easy to work with and explains the process thoroughly. He was available to answer my questions and never made feel silly. Thanks again Jeff for all you did.
Published at 2 years ago
Published at 2 years ago
Dan Mossman did an outstanding job getting us exactly what we needed. He was pleasant and patient. We will definitely use him again.
Published at 2 years ago
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Jeff Schukar was extremely helpful in this whole process of refinancing my home. He went above and beyond my expectations. If I needed anything or had any questions Jeff was always there to answer them and provide me what I needed. Jeff even went so far, by helping me get my home insurance lowered by $1,000. Like I said Jeff goes above and beyond for his clients and Golden Oak Lending is lucky to have him. I will be referring anyone I know, whos looking for assistance.
Published at 2 years ago
It was somewhat challenging due to the circumstances, but Matt worked through it with me and kept the communication going. Matt was a pleasure to work with.
Published at 2 years ago
Dan made this a seamless transaction. He answered all calls/questions even while he was on vacation.
Published at 2 years ago
Steve was very knowledgeable and made the process very easy.
Published at 2 years ago
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Published at 2 years ago
Dennis Maher was absolutely AMAZING! The process was easier than I expected. He communicated with me every step of the way, explained everything in detail. As a first time home buyer I was nervous, he put all my anxieties at ease. I would highly recommend him and Golden Oak Lending to anyone looking to buy.
Published at 2 years ago
Golden Oak Lending was a wonderful company to do busy with. Dustin was a great person to work with from start to finish.
Published at 2 years ago
The process to get the loan was very smooth and easy. I was surprise that I needed less paper work that I have for past refinances. Why the 2 stars? Well, of course they dont actually service the loan themselves, but they turn around and sell it. They sold my load to an apparently less than reputable mortgage company. Now I am going through the process trying to prove I have enough insurance, but they are not interested in an actual conversation. DONT REFINANCE WITH A COMPANY THAT WILL SELL YOUR LOAN!!!
Published at 2 years ago
Published at 2 years ago
I worked with Erika from Golden Oak Lending to refinance my home and to take money out. Erika was very helpful and caring. I really appreciate her help. Thank you.
Published at 2 years ago
Published at 2 years ago
Jason made my refinance a breeze! He also saved me a ton on insurance.
Published at 2 years ago
As a United States Air Force veteran I wanted to refinance my home loan to a lower interest rate. The agent I started working with never returned phone calls or emails, I even tried text messaging, with no luck. I would receive emails from the agent and reply to him answering his questions in the email and asking my own questions. The agent would not answer any emails yet I kept receiving emails from him. Come to find out I was on an auto send email.l, he was never actually reading my responses and had no intentions of answering me back. Let me tell you that there is some kind of agent, some kind of customer service. When I called the office no other agents would help or give me any information other than I see your agent on the phone listing . I would not recommend using Golden Oak based on their customer service or lack there of customer service.
Published at 2 years ago
Jeff Fontaine and Golden Oak Lending did a great job at taking me through the refi process. They were able to get the financing I wanted at a great rate. The process was painless. Jeff and Golden Oak staff were very diligent and transparent from application to closing. I would definitely work with them again on any future mortgage transactions. - Dan Sagendorph 01/11/2022
Published at 2 years ago
Published at 2 years ago
Our loan officer, Steve Schulte, made the process simple and easy for us, and understood our goals with regard to our no cash-out refinance. He didnt try to steer us into anything we didnt want, just worked well with us to help us reduce our interest rate. Golden Oak Lending worked hand in hand with the closing agent, and we had an easy time with our at-home closing.
Published at 2 years ago
In what may prove to be the end of my extremely long financial wars, Jason Martin did a fantastic job of putting together a refinancing plan that addressed all of my concerns. Exactly what I was hoping to find!
Published at 2 years ago
Top notch from start to finish. Erika Haynes and the folks at GOL lived up to their reputation with Stellar service! These folks know what theyre doing and they will advocate for your best interest when no other bank or loan company will. Call them and ask for Erika Haynes. Youll be glad you did!
Published at 2 years ago
Published at 2 years ago
Don Bray was outstanding and always kept us up to date and informed. He really went the extra mile to help us achieve our goals with our refinance.
Published at 2 years ago
Great service and quick close. The entire process could not be any easier.
Published at 2 years ago
Golden Oak is a wonderful lender to work with and I recommend John Amini very highly!!!
Published at 2 years ago
Our loan officer Jeff Henry was the best! So easy to work with. It was a pleasure doing business with Golden Oak because of Jeff.
Published at 2 years ago
Don Bray is heat at his job. He made the process smooth and worry free. Met all deadlines in time and was present at closing to answer any questions I may have had. Thank you Don for your help and making everything so seamless!
Published at 2 years ago
Published at 2 years ago
Let me start by saying Tony S. is AMAZING. We are buying our grandmas house and some people in the family have not been pleasant to work with, Tony is the third lending company I have had to use because everyone else dipped out from the drama with the family member. He was patient and constantly kept me informed throughout the process. For not making a whole lot off of our sale, because we are being gifted half the amount, he didn t let that stop him from getting the job done. We appreciate you so much and will use you in the future as well as recommend you to anyone we know that is buying! THANK YOU a million times over!!!
Published at 2 years ago
Everything was quick and easy!
Published at 2 years ago
Published at 2 years ago
The experience at Golden Oak Lending was above par and really made everything great for me and my husband. We would recommend them very highly. They work very hard to get you the best rates and take care of every aspect on your schedule. Great Team!
Published at 2 years ago
Joe was very helpful with my familys first home purchase. He was very communicative and informative with all of the loan information. I would recommend him to anyone wanting to purchase a home.
Published at 2 years ago
Dan Mossman did a great job for us. He made sure we understood each step in the process, I would highly recommend Dan to all of our friends.
Published at 2 years ago
Published at 2 years ago
My loan agent, Abe Hattar, was so great to work with. He is extremely knowledgeable and responsive to questions and calls. I highly recommend him!
Published at 2 years ago
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Published at 3 years ago
Chad Jensen and his team and Golden Oak Lending were amazing. During the refinance process everything was done professionally and efficiently. Our loan was closed in just 10 days. I would definitely recommend Chad and his team at Golden Oak Lending to family and friends.
Published at 3 years ago
Matthew Sanderson is a great loan officer. He is very knowledgeable about the field of work he does. I was very happy to have a loan officer I could trust.
Published at 3 years ago
Steve Siebert was awesome. Made the process easy and communicated with me every step of the way. I am very happy with the service I received and I would recommend Golden Oak Lending and Steve Siebert to everyone.
Published at 3 years ago
Dan went above an beyond! He is very responsive and very knowledgeable in his field. I have already recommended him to friends and will continue to! Dan is personable and professional. He deserves 10 stars!
Published at 3 years ago
Jay made the process as efficient & painless as possible. I would definitely recommend to anyone.
Published at 3 years ago
Published at 3 years ago
Golden oak made refinancing super easy. My loan officer Kevin Terrell was absolutely the best. He walked me through the process and was there any time I had questions. Highly recommend Kevin and Golden oak. Would use him again in a heart beat.
Published at 3 years ago
Highly recommend Jeff Schukar. Very professional, knowledgeable and friendly.
Published at 3 years ago
Tom answered all of my questions. The entire process from application to closing only took about two weeks!
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Published at 3 years ago
Published at 3 years ago
We highly recommend Dennis! He was very patient with our questions. Very knowledgeable with answer and information. The process was unbelievably quick and 100% satisfied and would recommend to anyone. We will continue with him for our financing in years to come.
Published at 3 years ago
Our Sr. Loan Officer Dan Mossman was so helpful and kept us in the loop every step of the way. Thank you for making our decision to go with Golden Oak Lending a good one!
Published at 3 years ago
Published at 3 years ago
Great experience! Quick and painless with fantastic communication. Highly recommend!
Published at 3 years ago
NEVER AGAIN!!!! We were notified Via TEXT MESSAGE and EMAIL that after waiting 2 months for a refinance, that we would NOT be able to refinance. We were obviously devastated!! Even after being told he was 90% sure we would close the following week. Dennis (Denny) Maher is the most unprofessional coward we have ever dealt with. We were told in the beginning of all of this that we only needed 12 months of solid mortgage payments, only to find out days before closing that we need 24 months!!! Then we waited to hear exactly when we would be able to refinance, that we need to check with our mortgage company to find out. Oh but he had this to say, (THROUGH TEXT MESSAGE) The good news is though that this should go by fast. What in the hell?? Not even a call, even though we left him voice-mails. Talk about unprofessional. Its hard to believe this is coming from a reputable company. We have worked with Golden Oak many times in the past. Now we are going through our credit union which we should have done from the beginning!!! I am currently preparing a letter for the president to relay my thoughts on the unprofessionalism going on in his company. We will definitely tell our family and friends to go elsewhere!!!
Published at 3 years ago
Chad and everyone at Golden Oak were incredible. This was my first experience buying a home and I had no idea how involved the borrowing process could be as it related to all the needs from the underwriter and such. But Chad was always very quick to respond and guided us through the process effortlessly. I can t speak highly enough of or recommend Golden Oak strongly enough. First class service and experience. Thanks!
Published at 3 years ago
They made it very easy and painless. We are going to save a lot of money on our refinance. Would highly recommend.
Published at 3 years ago
Scott Kuhn was our loan officer and if you get the chance to use him he was TOP NOTCH ! Excellent in communication and keeping us informed of things needed to close the deal. I would recommend him for sure!
Published at 3 years ago
My agent was Dustin Flassig and he was awesome. The other staff supporting Dustin were so friendly and so helpful. I re-financed my mortgage and they made it so easy. I would refer you to Golden Oak Lending 100%.
Published at 3 years ago
They made the whole process very easy and quick. I am glad I decided to use Golden Oak.
Published at 3 years ago
My refinance was handled very professionally. Great company and the agent I used was fantastic.
Published at 3 years ago
Golden Oak was a very positive experience for me all the way through financing and closing. Very helpful any time I had questions.
Published at 3 years ago
Published at 3 years ago
Golden Oak and Brian Chrisco were great to work with!
Published at 3 years ago
Scott Kuhn was an absolute pleasure to work with from start to finish. Excellent customer service, great communication and a pleasure to work with. 10/10 experience
Published at 3 years ago
Published at 3 years ago
Matt was knowledgeable and helpful. He did a great job at assessing my needs and helping me through the process.
Published at 3 years ago
Published at 3 years ago
Our agent was very helpful, eager and confident about helping us refinance. All around great experience.
Published at 3 years ago
Great experience. Highly recommend.
Published at 3 years ago
Scott and his team know their jobs and are very helpful. Would use them again if we need a mortgage Thank you Golden Oak Tom and Terri
Published at 3 years ago
Published at 3 years ago
Published at 3 years ago
I highly recommend Golden Oak Lending. The process is very simple i closed my loan in 20 days or less. The communication, customer service, and the process was an awesome experience. Give them a call doesnt cost you anything other than a few mins of your time. They will help you explore your options and direct you the right direction. Thank you Golden Oak Lending you guys nailed it!
Published at 3 years ago
The only time I refinanced a house and the process was virtually painless
Published at 3 years ago
John was more then helpful and very easy going. Always there to answer questions even before they were asked! Has alot of knowledge in regards to loans, which was appreciated that he explained things in a way that was easy for myself and my husband to understand. We have already recommended him to several friends. Will definitely call him when needed. Thank you John!
Published at 3 years ago
Very poor service. Make me waited almost one year for closing and never closed finally they said we can t approve your loan. My credit looks good, I been paying my mortgage on time never missed the payment from my previous mortgage company. All I was trying to do is refinance my home for better interest rate. My only problem was I am self employed and it seems liked self employed person will not get qualified for loan. Very disappointed with the service. I submitted so many documents for nothing. I will not recommend this lending Compnay to anyone.
Published at 3 years ago
Everyone at Golden Oak Lending (especially Scoot Wallace) was amazing! Scott was low pressure, sincere, informative and a pleasure to work with. I would highly recommend Scott and the entire Golden Oak Lending team for purchasing or refinacing your home!
Published at 3 years ago
Published at 3 years ago
Jeremiah was extremely helpful and kept me updated every step of the way! I really appreciated having a notary come to my place of business to do the paperwork signing!
Published at 3 years ago
Great customer service. I believe it is my 3rd time working with Golden Oak and Chad is the reason. Thanks again for asking it so simple!
Published at 3 years ago
Absolutely a pleasant experience from beginning to end. Sam Pupillo was a gem to work with. We would definitely recommend using Golden Oak lending.
Published at 3 years ago
My entire recent transaction with Chad at Golden Oak was a pleasure. Efficient, speedy and conducted safely. I highly recommend them. Their service is tailored to implement the highest consideration and convenience to the customer! Superb customer service!
Published at 3 years ago
Garrett was professional and easy to work with. He made the whole refinancing process a breeze. Thanks for the great service.
Published at 3 years ago
Published at 3 years ago
Excellent company to do business with. Joe McClintock was exceptional at getting my refi done in a short amount of time. I also was able to get the interest rate that I wanted and a smaller payment. Would highly recommend Golden Oak Lending!!!
Published at 3 years ago
STAY AWAY FROM GOLDEN OAK LENDING. Wow, what an experience. This was by far the worst professional/business transaction of my life. To sum it up, my wife and I started refinancing in December. We got several quotes the month prior (including Golden Oak - When we talked on the phone he said most refinances could be completed in around 30 days.). We were about to move forward with a different lender when Jason reached back out and said to eventually send him the other offers that he could likely beat them or explain why his made more sense. I sent him one offer and he explained why his made more sense. I was pleased but asked him to look at one more offer. I sent him the other good offer we had received from a competitor of theirs. Both of these offers were dated for the day before he reached out, so it was clear I wasnt wasting his time and getting more quotes as we were talking. He explains the offer and all but accuses us of doing business in bad faith - just for asking him to compare 2 other offers (which he offered to do). Regardless of the rude comment, we decide his offer made more sense (2.875% at this time, we were quoted 2.625% but we understood how rates can change) and we should just get it done while we can. Besides, he has been adamant that he will take good care of us throughout the process. That email was December 8th. We had all documentation in by December 17th. This is when our refinancing hell began. We did not hear anything for a while. As aforementioned, we were told that it was about 1 month to refinance. Around Christmas I send an email to see how the timeline is looking, after not hearing from Jason for a couple of weeks, and wanting to make sure everything was moving forward okay, without needing anything extra from our end. I dont hear back for over a week. He tells me someone will be in contact for an appraisal soon. I dont hear anything, and no one contacts me for an appraisal. After another 2 weeks I reach back out and he says there is something odd with the file, he will try again.... The appraiser comes on a Friday, the 22nd of January says he will have everything turned in to Golden Oak by Monday. Perfect, maybe we can get back on the fast track... after all it was supposed to take 30 days and we are at 6 weeks. Boy was I wrong. I hadnt heard anything by the weeks end so I emailed my loan officer, Jason Martin. He responds a week later (2 weeks after the appraisal) saying that we are about 2 weeks from final processing of the loan, then the loan will be reviewed on the 11th of February. Rates had dropped by 5/8% (a good chunk) and I asked if it was possible to get a better rate - something he said was doable at the beginning of this process. He says that on the 11th when pricing is reviewed we can if its our best interest, which he assures us is constantly on his mind. I never hear back from him, and on Feb 26 reach out for an update. I hear back March 2. He informs me that the rate lock is only good for 60 days, and now we must pay an extension fee. Its not worth it at this point (March 2, not February 11 as promised) to get a new rate lock because the market rates increased. Mind you, I have been sitting on my hands waiting for this to get done since December 17th. Thats 76 days with garbage communication and lack of what was promised, and because it took THEM so long, I have to pay a monthly fee (meaning my interest rate went up), but he assures us this is the best possible outcome. March 5th, the underwriting has been approved, he needs a most recent pay stub, if we get these to him by the end of the day, we can close next week. The documents are in that day, but we dont close that week... no we didnt close until April 21st (A 5 MONTH PROCESS)! We find out AT CLOSING, that our rate went up from 2.875% to 3.25% (taking this from the best offer we received, to the worst one BY FAR)!! A ridiculous increase! WASTE OF TIME. If you made it this far, you are a trooper, but please, learn from my mistake and go with another company.
Published at 3 years ago
Published at 3 years ago
Well informed and easy to deal with. Great experience.
Published at 3 years ago
Published at 3 years ago
If you have had tedious, time consuming mortgage experiences in the past..have no fear here! The people at Golden Oak are polite and make the process quick and easy!
Published at 3 years ago
Worry free! Hassle free! Jeff Schukar had everything covered and squared away. I could not have asked for a better experience - Thanks Jeff.
Published at 3 years ago
Published at 3 years ago
A great lender, we are thankful we got approved to refinance our mortgage. They offered low interest and very professional to work with especially our loan officer Dan Mossman. Thanks again!
Published at 3 years ago
Jay Reynolds have done an excellent job of refinancing my home loan. The process was stress free. He was able to lower my mortgage payment, with a lower interest rate.
Published at 3 years ago
Garrett was great to work with. He made the process very easy.
Published at 3 years ago
Scott & the Golden Oaks team made the process of refinancing a breeze!
Published at 3 years ago
Bob was very knowledgeable, and helpful throughout the entire re-finance process. I have already expressed to many people how easy the process was and the benefits of it. Thank you very much Bob!
Published at 3 years ago
- 3 photos
- 200 reviews
- 4.9 rating
- Phone: +1 314-567-4653
- Website: https://www.goldenoaklending.com/st-louis-mortgage-company.html?utm_source=google&utm_medium=organic&utm_campaign=local
- Address: 11737 Administration Dr, St. Louis, MO 63146, United States
- Coordinates: 38.7020737, -90.4317287
- Mortgage lender
- Loan agency
- Mortgage broker
- Monday: 8:30 AM–5:30 PM
- Tuesday: 8:30 AM–5:30 PM
- Wednesday: 8:30 AM–5:30 PM
- Thursday: 8:30 AM–5:30 PM
- Friday: 8:30 AM–5 PM
- Saturday: 9 AM–5 PM
- Sunday: Closed
- Wheelchair-accessible car park: Yes
- Wheelchair-accessible entrance: Yes