LoanStream Mortgage

19000 MacArthur Blvd Suite 200 Suite 200, Irvine, CA 92612, United States

LoanStream Mortgage
About the Company

LoanStream Wholesale Lending offers home financing solutions to Mortgage Brokers who offer to their home buyers and homeowners in nationally. We have a wide variety of purchase and mortgage refinancing products including conventional fixed-rate and adjustable-rate loans, government-backed FHA, VA and USDA loans, jumbo mortgages, and Non-QM loans designed for borrowers who may not qualify through more traditional channels.

Photos
Reviews
Review №1

Published at a week ago

Review №2

We broker to loanstream and they do a fantastic job! Their niche products really help expand business potential. Will continue working with them!

Published at a week ago

Review №3

Andrea and her team worked diligently to ensure our client and his family had an amazing experience. Michele

Published at a week ago

Review №4

Published at a week ago

Review №5

Published at 2 weeks ago

Review №6

I always love working with Loan Stream! The entire team is always helpful and great to work with.

Published at 2 weeks ago

Review №7

Id give them 10 stars if I could! LoanStream is the definition of a great team. From the hard working front line AEs led by Marc Allen & Christine Haro to the proactive & efficient underwriting teams with Vickie Shales & Lyndsey Walker to the closing & funding teams with Cindy Hayes, youre in great hands!

Published at 3 weeks ago

Review №8

Great team work.

Published at 3 weeks ago

Review №9

Cheryl Smith; for over 30 years is the BEST Account Executive ever, dedicated, professional and on top of every single transaction, easier for all involved

Published at 4 weeks ago

Review №10

The loan process was easy and quick.

Published at a month ago

Review №11

Published at a month ago

Review №12

Working with them now. So far so good. Miss communication on my part. Loan under Johny Estime.

Published at a month ago

Review №13

Love working with LoanStream Mortgage! We work together as a team. Our rep, Ruby Celia, the account manager, Kristina Rutherford.... and the rest of the team members are just wonderful to work with. They are professional, knowledgable, and very easy to work with. I recommend all my fellow loan officers to work with LoanStream.

Published at a month ago

Review №14

Easiest HELOC ever! Thank you for closing so quickly for my client.

Published at a month ago

Review №15

These guys are awesome.

Published at a month ago

Review №16

Published at a month ago

Review №17

Published at a month ago

Review №18

Rep stayed involved throughout the process. The overall experience was satisfactory, and turnaround time was quicker than expected. There did seem to be some communication issues but I think it was a learning experience for me.

Published at a month ago

Review №19

As a Loan Officer you rely on the team around you to keep the loan process moving along and with great communication. LoanStream Mortgage has really good rates and their service team work with you the entire way. Great Job!!!

Published at a month ago

Review №20

Published at a month ago

Review №21

I closed many loans with LoanStream. They are a great team to work with.

Published at a month ago

Review №22

Published at a month ago

Review №23

it was our first file as brokers, great bank, very professional, efficient, to the point on their conditions no secrets hidden nor bank and forth on same conditions; they will close your file for sure without blowing it up during the process, MLO expirience level will matter to exceed the expectations. Great expirience after all.

Published at a month ago

Review №24

Published at 2 months ago

Review №25

Published at 2 months ago

Review №26

The process was very efficient. Communication across departments was clear and timely. I really felt like everyone possessed a can do attitude.

Published at 2 months ago

Review №27

Published at 2 months ago

Review №28

Published at 2 months ago

Review №29

Rocky and his team did a great job. Thank you!

Published at 2 months ago

Review №30

LoanStream Team = Teamwork at its best...!

Published at 2 months ago

Review №31

Great service as always!

Published at 2 months ago

Review №32

Have been working with LoanStream on a few deals my AE Rodrigo is always very helpful with my transactions. They have really great programs that fit my clients needs. I will continue to work with them as long as I can.

Published at 2 months ago

Review №33

Published at 2 months ago

Review №34

Published at 3 months ago

Review №35

Great experience with our first Bank Statement Loan with Loan stream. Our Rep., Kristine Davis was excellent as usually!

Published at 3 months ago

Review №36

Andrea Hanna is a great AE

Published at 3 months ago

Review №37

This was a pretty smooth process. It took a bit longer than we would have hoped for the QC process and to get closing docs to title. However, we were able to get the docs out and closed and funded on time. Thank you for making this one happen for our borrowers.

Published at 3 months ago

Review №38

Great teams to work with always ready to make things happen when we need them. Thanks everyone for all your help.

Published at 3 months ago

Review №39

Published at 3 months ago

Review №40

Jaye was awesome! So easy to work with over there at LoanStream.

Published at 3 months ago

Review №41

Published at 3 months ago

Review №42

Great job team! Everyone was very responsive, timely and provided excellent communication throughout the process!

Published at 3 months ago

Review №43

Gil, thank you for your hard work and tenacity. My realtor partners and I appreciate you and the Loan Stream team!

Published at 3 months ago

Review №44

The process is seamless. The team is attentive and responsive. Thank you so much!

Published at 3 months ago

Review №45

We had a great experience working with Loan Stream Mortgage. They did an excellent job and were always there to help us close the loan. We appreciate the support from the entire team, especially our account executive, Ruby Celia. Thank you for making the process smooth and efficient. Highly recommend!

Published at 3 months ago

Review №46

This was my first loan with Loan Stream. Jason on the sales side was wonderful and the people on the processing side rocked it. Thanks to everybody for a smooth transaction.

Published at 4 months ago

Review №47

Ruby & her team are the best!

Published at 4 months ago

Review №48

Gil Mariscal and his entire team were outstanding to work with and went above and beyond to help us get our loan closed quickly and efficiently. Absolute Pleasure to work with.

Published at 4 months ago

Review №49

Published at 4 months ago

Review №50

Published at 4 months ago

Review №51

Published at 4 months ago

Review №52

Kristines the best she always picks up and there to support her brokerages with resolving issues , marketing , and program guidance!

Published at 4 months ago

Review №53

Best Experience!!! Our customer had to leave the country for a family emergency. Loanstream Team pulled together and made the signing happen during a difficult time. Very professional and responded within reasonable response time.

Published at 4 months ago

Review №54

Published at 4 months ago

Review №55

Excellent AE, processing and UW. Bing thanks to the LoanStream Team.

Published at 4 months ago

Review №56

Great program that is very easy for clients to work with as well as very fast funding too.

Published at 4 months ago

Review №57

Published at 4 months ago

Review №58

John Dao, from commercial lending department was very professional and guide us through our second commercial property. Thank you John for your amazing work.

Published at 4 months ago

Review №59

I had a difficult time with other lenders prior to getting connected with Loan Stream. Jimmy Lee was amazing. He was communicative, direct, and very clear in what information was needed from me. I wish I would have used them sooner instead of going through a broker. Now I plan on doing several deals with them for myself and bring the company my clients. THANK YOU JIMMY LEE for ensuring a fast and painless close.

Published at 5 months ago

Review №60

You dont know you have a bad lender, until its too late. Listen to these comments... RUN TO ANOTHER LENDER... DONT START THE PROCESS WITH THEM!!!!!!!!! ITS PURE HELL!!!!!! This lender is TERRIBLE! They nearly caused our house sale to collapse. But for the other professionals handling this matter, the sale would have collapsed because of this companys stupidity. IT TOOK ALMOST TWO MONTHS FROM START TO FINISH TO CLOSE. They couldnt get their software to work. They accused documents from reputable companies of being whited out, and fake. They repeatedly didnt care about deadlines and missed every single deadline--- INCLUDING THE CORRECT TIME TO FUND THE SALE!!!! Excuses were always- were on California time. Really? California time means they dont start working until noon on the east coast, and if its after 3:00 pm their time, nothing can be done until tomorrow. What a joke this company is. Their underwriting team is disorganized and unrealistic. After the closing, they refused to fund the sale because it was too late in the day. The following day, after a DRY CLOSING (WHO HAS TO DO A DRY CLOSING IN THIS DAY AND AGE), they STILL REFUSED TO FUND THE SALE. Their excuse this time- questioning where our deposit came from for the closing. It was to come from our bank account- the one they approved and continuously demanded statements from- we provided receipt from the bank for certified funds, bank statements, copy of check, check stub, closing attorney saying its good.... THEY WANTED THE HANDWRITTEN WITHDRAWAL SLIP I GAVE TO THE BANK TO GET THE CERTIFIED FUNDS!!!!! ARE YOU KIDDING ME. Who takes a copy of that-- what bank gives it back to you? (PS- they also wanted this bank slip for the two other accounts we pulled money from, despite them making us pull the money three weeks before closing and send copies of the certified checks as proof the money was ready for closing three weeks before closing.) They couldnt for the life of them understand a retirement Plan document. I get the average person cant- but your underwriting team couldnt understand one of the most basic plans in existence. Demanding things that simply cant exist under ERISA law! If you talk to my realtor, my mortgage broker, the other realtor, our closing attorney, or us--- we would all say the same thing--- RUN AS FAST AS YOU CAN FROM THIS LENDER.... THEY ARE TERRIBLE... YOU WONT WANT A HOUSE AFTER YOU HAVE BEEN PUT THROUGH THEIR CHILDISH RIDICULOUS REQUESTS- and likely, YOU MAY NEVER CLOSE!!!! Even if you close, youll still need to jump through hoops to have your deal funded... LOOK AT THE OTHER REVIEWS. These are not disgruntled former employees-- this appears to be a pattern and planned behavior. Maybe they just dont have the money to fund all their deals so they have to delay them... maybe they simply cant comprehend the underwriting process... not sure, but this is an absolutely terrible company and experience. If you started with them, and you are now looking at these reviews to see if youre crazy--- YOU ARE NOT. Go find another lender... RUN!!!!!!!!!!!!!! Lose the closing now, because there is nothing more devastating than finding out they may not fund your deal after the closing has already occurred because they need handwritten bank withdrawal slips..... RUN!!!!!! YOU ARENT RUNNING FAST ENOUGH... CLICK OVER TO ANY OTHER LENDER.... For the record- I am not a former employee and had no knowledge who LoanSteam aka OCMBC, Inc. was before this dealing.

Published at 6 months ago

Review №61

This lender put my husband and I through absolute hell. They lengthened the purchase of our new home. They forced us to pay 0% interest rate debts unnecessarily- draining our funds. They had unrealistic demands for documentation and constantly asked for account statements- like 30 of them. Literally. They went through and dissected our finances - which would have left any logical being with no doubt we could afford the home easily - and made us jump through every hoop in the book! The realtors, sellers, brokers were all commenting on how completely insane this was. The title company (Concord Title) told us they knew it would be horrible to work with them, but it was EVEN WORSE than they had imagined!! Even after the paperwork was signed and the closing was over, they threatened to reverse it because we started to spend money. We had no couch!! We had no mattresses for our kids to sleep on!! So we bought them for our new house and they were still basically harassing us with this overlord mentality! Run from this Lender. And if you work there, you should quit. Oh, then they sold the loan off within two months - which makes me feel like they just wanted to watch us squirm.

Published at 6 months ago

Review №62

Rita and Jen were amazing! There are no words to describe their dedication to helping get our clients their home on time and saving their deposit and incentive with the builder. they were always there to answer questions . Thank you for everything ! The process with Loanstream was very quick and every department was so helpful.

Published at 7 months ago

Review №63

My first loan with LoanStream was amazing. Everyone was amazing and helped me get the loan closed fast ! I appreciate all of the hard work and TEAM effort!

Published at 7 months ago

Review №64

Published at 7 months ago

Review №65

Published at 7 months ago

Review №66

I ve called during business hours and select the options to speak to someone about my loan, goes to a disconnected dial tone. I call the next day, left a voicemail to be called back. Called again the next business day, left another voicemail. Called the following Monday, left another voicemail. Spoke to live agent today, who said they will have someone else call me back in 15-30 minutes and if someone doesn t call me back in an hour, she would personally call me back that was around 10 am and now it is 2:40 pm and I have not heard from anyone. So I just called back and was offered to be called back with keeping my place in line, so I did that option and it immediately said, someone will call me back the following business day. Now calling again and waiting on hold until I speak to someone. I ve been on this call for 13 minutes already. My payment was due on the 1st of March. I sent the payment via ach on their online portal, on Feb 27th. The funds are still in my bank on March 6th. I m happy my loan was bought for the 4th time and that I only had to deal with this lender for a short about of time and one payment. Their customer service is . Well it is not any type of service at all take your business elsewhere if you can. Update: still waiting to connect with someone, still listening the onhold recording, 39 minutes and counting . Update: 102 minutes on hold. I give up. Guess I ll try, AGAIN , at 8am when the open and hope to connect with someone.

Published at 8 months ago

Review №67

The Team at Loan Stream along side of Gil did an amazing job of holding the loan together. Escrow needed assistance and Gil, Sara did amazing to get the loan done. I will continue to send my loans to Loan Stream.

Published at 8 months ago

Review №68

Published at 8 months ago

Review №69

WoW! That was a quick submission to funded loan!!! Top notch service...if you havent used Loan Stream lately, try them again! Someone made some great changes over there!!! Thanks to Larocco and Keilly at Loan Stream!

Published at 8 months ago

Review №70

Love working with Loan Stream and Craig P.! Beyond amazing team in so many ways! Thanks yall!

Published at 8 months ago

Review №71

After 25 days of working with them to get a pretty straightforward investment loan clear to close, they denied our loan. The reason being, an AirDNA report. For those that dont know, AirDNA is an AI report that takes an average of other AirBNBs within a 2 mile radius. This can include any type of rental with similar bedrooms, bathrooms, and sq footage. But what it does not take into account are any amenities, the quality of the building, the type of property, views from the house, etc. Even AirDNA admits this and even wrote a letter on our behalf to support these facts which we submitted to this lender. We also submitted, upon request from this lender, a 1007 Form & paid for this to be performed by a local appraiser. The 1007 Form for those that dont know is a rental analysis prediction which takes into account bedrooms, bathrooms, sq footage, but also all of the amenities, views, quality & age of the build, type of property, etc, by a local appraiser who knows the market. The 1007 Form is a more accurate and up to date form. The AirDNA came back on the lower end and below our monthly mortgage by about $1000 and the 1007 Form came back well above the mortgage by about $4000. And as a seasoned investor, we know from experience this home would produce what we need it to produce to not only make the mortgage but also pay a healthy ROI, otherwise we wouldnt be purchasing this home. Come to find out, pretty much all other lenders take the 1007 Form over the AirDNA report which makes a lot more sense since it is literally customaed to the property not just the area. I came on here with a warning to other investors, do not waste your time or money with this lender.

Published at 8 months ago

Review №72

Published at 8 months ago

Review №73

The approval process was mostly great. There was some last minute drama that could have been avoided but all ended well at the end.

Published at 8 months ago

Review №74

The website is terrible, I was trying to make a payment on this site for the 2nd month now. The first month it went easy but this 2nd time it keeps crashing. Then it says my information is wrong. I tried calling the number and was left on hold for over an hour with no progress. The experience with this place has not been easy.

Published at 8 months ago

Review №75

Published at 9 months ago

Review №76

Published at 9 months ago

Review №77

Bill was excellent. I had many questions and he was always there to provide answers in a timely fashion. Thank you Bill!

Published at 9 months ago

Review №78

Excellent work over the holidays with a client that was not as helpful as we hoped and put us behind. Well done!

Published at 10 months ago

Review №79

Allen team is amazing, always above and beyond expectations- truly love working with these folks!

Published at 10 months ago

Review №80

They deserve 0 stars, they never answer calls, and on the portal there is no option to make payments to the principal, how ugly the truth is, I think they should at least answer the phone, or they should return the call, but calling them is a waste of time, they dont want us to make payments to the principal, since they dont have that option in the portal or not. They answer the phone.

Published at 10 months ago

Review №81

Fraudulent company. DO NOT DO BUSINESS.

Published at 10 months ago

Review №82

The team inside worked well on moving the loan through smoothly. Will Davis is a great AE. Will use LoanStream again.

Published at 10 months ago

Review №83

Published at 10 months ago

Review №84

I had such a great experience working with the loanstream team! Always responsive, kind and beyond helpful!

Published at 10 months ago

Review №85

loan took longer than optimal but loanstream made it right by covering the extension costs for the few extra days we needed.

Published at 11 months ago

Review №86

Closed an investment purchase with an asset related qualification. Loan Stream was able to execute and get us to closing. Communication was great. Happy all around.

Published at 11 months ago

Review №87

Cheryl and her team did an amazing job.!

Published at 11 months ago

Review №88

Published at 11 months ago

Review №89

Published at 11 months ago

Review №90

I love working with Marc Allen

Published at 11 months ago

Review №91

Thank you so much Stephanie Burt and Maria for helping me get the loan to the finish line!

Published at 11 months ago

Review №92

Kim Carroll was an amazing rep

Published at 11 months ago

Review №93

Thank you LoanStream for closing my difficult file. Hats off to Kristen, the Underwriter for doing whatever it took to close this loan. It was a very difficult loan and I really appreciate the entire LoanStream Team for making homeownership possible for my 1st time homebuyers. Kristen, Tom, James, Suzanna and Clyde...... YOU ALL ROCK AND THANK YOU.

Published at 11 months ago

Review №94

Published at 11 months ago

Review №95

Joe and his team are fantastic to work with and they all went way beyond the call of duty to ensure a quick closing!

Published at a year ago

Review №96

Megan Fritz is an amazing rep. Ive known her for over 20 years and she is always is on point and her communication is over the top. Thank you Megan. My first experience with LoanStream was a good one. :-)

Published at a year ago

Review №97

Published at a year ago

Review №98

Update They were quick to resolve my issue Thank you for addressing my issue with haste

Published at a year ago

Review №99

Published at a year ago

Review №100

LoanSream was amazing. From using their QuickPricer to uploading and disclosing my file, they made my experience feel like my company was doing the loan instead of it being brokered out. I am NOT one to broker loans because the experience that my borrowers and I have had in the passed convinced me never to broker out loans. But this particular loan needed a better DPA rate and LoanStream offer this. I was able to remaining in contact with my client and referral partner with updates, while LoanStream handled the rest. All borrower related communicate came through me and my teams as normal which was really fantastic. Chris, I appreciate all that you and your team there at LoanStream did to make this first experience with your company an amazing one. My client was really happy. Thank you!!

Published at a year ago

Review №101

Jeffrey Wilson and team at LoanStream provided amazing and attentive service and were ancillary to our recent closing. They can do the impossible and are solution-oriented, something us Brokers need and love to see! Looking forward to a long and advantageous business partnership with this team and co.

Published at a year ago

Review №102

Terrible. I have been trying to make my first payment for the last two weeks. Their web portal was not accessible. Then they entered the wrong principal balance. It was over double. Once corrected their web portal pay page link was broken and also can not access their web portal from a mobile device. This company is not set up to handle customers in the 21st century.

Published at a year ago

Review №103

WARNING.... If you are a borrower or a mortgage broker, stay away from this company. They dont respond to your questions, takes weeks to review your documents and will never close on time. In this day in age when volume is slow they still take weeks to review a document. There communication between there team is horrible, they dont communicate. One person gives you one answer and someone else gives you another. I have lost a lot of money working with this company, just not worth it anymore. If you read this review, please stay away from this lender. If you are going to purchase a property, please dont use LoanStream your loan will never close on time. I have even spoke with management and they just dont help nor do they really care. If you care about your loan or a broker and your money, STAY CLEAR AWAY!

Published at a year ago

Review №104

Congratulations to our Account Manager, Keilly Tyson, always there to assist us and make the process smooth. Thanks to our Account Executive, Chris LaRocco, always there to answer our questions. And to all our Underwriters, thumps up!! Great team!

Published at a year ago

Review №105

Fast turn arounds and above and beyond what I expected.

Published at a year ago

Review №106

LoanStream rocked it. My first loan with them, a Bank Stmt Loan and they did a great job of being on top of the file and staying on track to close in time. Thanks LoanStream!!

Published at a year ago

Review №107

Published at a year ago

Review №108

Great Service and Communication.

Published at a year ago

Review №109

Published at a year ago

Review №110

Published at a year ago

Review №111

Published at a year ago

Review №112

Published at a year ago

Review №113

LoanStream worked quickly and efficiently to help our buyer not only close early, but save thousands along the way. Thanks Gil and Team for all of your hard work!

Published at a year ago

Review №114

Excellent lender

Published at a year ago

Review №115

Published at a year ago

Review №116

Published at a year ago

Review №117

excellent service and great underwriter.

Published at a year ago

Review №118

Published at a year ago

Review №119

The Best Place to get a Mortgage. Competitive pricing, clear communication and excellent customer service. I would recommend this mortgage company to my grandmother if she needed a mortgage.

Published at a year ago

Review №120

Gil and the team @ Loan Stream did an amazing job. Two loans closed in 12 business days. Outstanding communication throughout. 5 Stars all day.

Published at a year ago

Review №121

Published at a year ago

Review №122

Published at a year ago

Review №123

I love working with Jayden and Stephanie. Theyre super responsive and always update us on timelines so that we know how to plan our closings. Stephen Culpepper was an amazing underwriting on this loan also. I wish I had more loans with this team! Hanh Nguyen Processor

Published at a year ago

Review №124

Published at a year ago

Review №125

My mortgage company just switched me over to Loan Stream and I have the same complaint as everyone else with them not answering the phone or contacting customers back.I have called several time left messages and no call back. I m trying to make a payment on my loan and the website will not except my loan number it seems they are trying to make me late on my payment by not answering my calls. I will be hiring a lawyer because this is bad business practice against customer.

Published at a year ago

Review №126

Trying to make a payment Noone is responsible for anything

Published at a year ago

Review №127

Im a new mortgage payee after my former lending company JMAC passed my mortgage loan to them. I contacted 3 times but the same operator answers and transferred me to another line and left a message. All I have is a question about how to add principal on my payment. It does not show on website. I dont know how long I have to wait till I get a response from these people not even sure how many are running this company. Im still waiting for a call back and hopefully soon. Ive been with 3 different mortgage company before and have never experience something like this. Can you just post all answers to peoples questions online so we dont have to bother you guys? Just disappointed!!

Published at a year ago

Review №128

Sona was a pleasure to work with during our refinance. She was so good at letting me know all the steps and communication was great. Her team and her made sure my loan closed and recorded, and I will definitely use her again for any of my mortgage needs! I would highly recommend!

Published at a year ago

Review №129

Fantastic experience and Sona is a wonderful loan officer. Helped every step of the way. We are very pleased with the service.

Published at a year ago

Review №130

Dan was my AM. I was very impressed how involved he was with my transaction by making sure his team was doing everything they could to help close my loan in time. Very impressed with the communication I received from Dan and his team from the beginning all the way to closing escrow. Thanks again Dan for all of your help! Ill be sending you more deals in the near future!

Published at a year ago

Review №131

It would be nice if when I call the company servicing my loan that I be able to speak with someone who knows about and has access to the information concerning my loan. But no, when I call I get a receptionist, every single time, who knows nothing about me, my loan, or anybody elses for that matter. They are merely operators hired to answer phones and take messages. And even that could be acceptable IF someone in the know actually called you back. Horrible company and service. Oh and I cant fail to mention if you go paperless, which btw I wasnt given a choice, the website gives you very limited information re: your account.

Published at a year ago

Review №132

Im only giving 1 star because you cant give no stars. I sold a house to a couple that used LoanStream, it was a nightmare they are the worst company to work with. When I put my first review up, it was one star with a detailed review, the loan had not closed and the person working on it, Chris Penney, called my husband and said as long as my review was up he didnt feel motivated to close the loan. I changed the review to 5 stars and he still didnt get it closed until 2 weeks later. All together it took almost 3 months for them to fund the loan. DO NOT USE THIS COMPANY. They are unprofessional and excuse after excuse.

Published at 2 years ago

Review №133

As a mortgage broker, LoanStream has products that no other lender I work with has. They are responsive with underwriting and processing and my account rep, James Finch, is always there to help. Thank you Loan Stream, for helping my client get into a house, when no other lender could! Update to my original review. I had to quit loan stream as they simply dont care about their broker partners reputation. I had a loan cleared for closing 12 days before closing date and they still didnt have the closing documents or final figures until the day before closing. Steve Nagy from operations couldnt have cared less and basically blew me off when I asked to have a conversation with him.

Published at 2 years ago

Review №134

We had a very short time frame and a very complicated loan on a 4plex. Everyone worked fast and efficiently and help get us to the finish line! Super impressed with everyone on the team!

Published at 2 years ago

Review №135

Published at 3 years ago

Review №136

Very easy to work with!! Very responsive and gets the job done!! :)

Published at 3 years ago

Review №137

Published at 3 years ago

Review №138

Clear and swift process.

Published at 3 years ago

Review №139

Published at 3 years ago

Review №140

Published at 3 years ago

Review №141

Superb customer service. Have been working with Chris and his team for years and wouldn t go anywhere else.

Published at 3 years ago

Review №142

Published at 3 years ago

Review №143

Published at 3 years ago

Review №144

Easy to talk to underwriters, Great Account Manager - Angelica, they get the stuff done.

Published at 3 years ago

Review №145

Published at 3 years ago

Review №146

Chris Pinney is a Top Notch Account Executive. Loan stream has processed my files very professionally and closes them on time.

Published at 3 years ago

Review №147

Loan Stream really worked hard on taking great care of our client. A big Thank you to Justine on the Loan Stream team for always having such a great attitude and for going above and beyond in assisting me with everything and anything that she possibly can.

Published at 3 years ago

Review №148

Published at 3 years ago

Review №149

Published at 3 years ago

Review №150

Customer service is horrible. One time, I called them and they asked me to call them back because they were in lunch. Then, any time, I call they put me in hold or transfer me to a answer machine

Published at 3 years ago

Review №151

If you are a Broker: Dont do business with this company. Yes it seems they have competitive rates but they take sooooo long to work on a file. Account Executives dont answer calls or emails. I worked with LeAnn and its hard to communicate. Unfortunately, I lost my client Ms. Torres. We waited 3 months and now that seems we were close to issue a CTC we cant even issue a CD. They loose your paperwork and conditions. Seems like the communication between their staff is lacking. Trust me you will loose your clients if you submit a loan with them. ....Also, I noticed they are similar reviews like mine. Just for the record no Im not a former employee of this company.

Published at 3 years ago

Review №152

If youre a broker and considering submitting your loans to Loan Stream on the broker channel, RUN. RUN FAST. Dont be fooled by their pricing on loan sifter. RUN. Easily the worst wholesale lender. Say goodbye to your referring partner relationships the second you submit a loan to them. Underwriter phone numbers are disconnected. They will charge your client lock extensions when they ghosted you for 3-4 weeks. The A/E will never respond. Lock desk will never respond. I had one file that had 4 different underwriters because all the underwriters quit. RUN.

Published at 3 years ago

Review №153

I ll write the very disappointing comments as soon as my borrower closes.

Published at 3 years ago

Review №154

Published at 3 years ago

Review №155

HI MORTGAGE BROKERS: STAY AWAY FROM THIS LENDER. THEY DO NOT CARE ABOUT YOUR BUSINESS AND YOU WILL LOSE ALL RELATIONSHIPS YOU BUILT WITH ALL YOUR BORROWERS THRU THE YEARS IN ONE TRANSACTION WITH THEM!!!! VERY IRRESPONSIBLE LENDER.

Published at 4 years ago

Review №156

Over a month of delays with the only explanation being that they did not have enough people to look at the loan. Very poor communication.

Published at 4 years ago

Review №157

Published at 4 years ago

Review №158

Published at 4 years ago

Review №159

Published at 4 years ago

Review №160

Excellent service!!!! Thank you Chan Pech for all your help this pass years. I Im so happy to work with you. You always there to answer all my questions at any time you are an amassing person. Thank you Chica!!!!!

Published at 4 years ago

Review №161

Great service and solid communication. Timely and efficient. Thank you again, Art, Susan, and team.

Published at 4 years ago

Review №162

Great Job as always ! Very professional and always on top of everything. Keep up the good work.

Published at 4 years ago

Review №163

excellent service from Art Villa and Susan Velasquez...we are a TEAM

Published at 4 years ago

Review №164

I understand originating a loan is taking longer now more than ever given the backlog of deals but the service has been absolutely garbage. Ive done many loans and know how they work but this place has the most uneducated, unprofessional, and unproductive workforce Ive experienced in the last 8 years. Do yourself a favor and choose another route. Re: Response from Loanstream. This is false. My father and mother had a loan with you that just closed after 2 1/2 months. Many mistakes along the way. I reached back out to you over a week ago and still havent heard. Im here wasting my time trying to notify you of issues you have and improvements you can make to create a better process for your customers and here you are posting a generic comment against a really bad experience. Hope your future customers have a better experience but Im not holding my breath.

Published at 4 years ago

Review №165

Chris Pinney is one of the best Account Executives in wholesale mortgage lending. He works his butt off to get tough deals done and is always super responsive. I cannot recommend Chris and his team enough.

Published at 4 years ago

Review №166

Published at 4 years ago

Review №167

Incredibly happy with loan stream. They took a very complex investment purchase and were able to close it on time. My rep, Art was there every time we needed him and his communication was on point. I highly recommend loan stream.

Published at 4 years ago

Review №168

Although their interest rates solicited appear competitive, their super long turn-times to support those rates are misleading and results in the rate lock expiring and costing the borrower a rate lock fee. They should be offering a 45 day rate locks at 30 day rate lock pricing until they cant ramp up their staff to handle the incoming loan volume.

Published at 4 years ago

Review №169

very pleasant to work with and accommodating

Published at 4 years ago

Review №170

Ruby and cathy ..a wonderful team to work with.

Published at 4 years ago

Review №171

Published at 4 years ago

Review №172

Published at 4 years ago

Review №173

We have been waiting since July 30th. Worst turn around for refi. Not sure if we should start looking elsewhere at this point.

Published at 4 years ago

Review №174

I had very bad experience getting the loan from this lender. My house closing date has been pushed over and over again. It has been over a month now since original closing date and we still cannot get the funding. The team is very unresponsive and fail to deliver what they have committed. Their interest rate might be tempting but no where near worth the amount of disappointment, stress, and headache. I don t recommend and will not be doing further business with LoanStream mortgage.

Published at 4 years ago

Review №175

Published at 4 years ago

Review №176

68 days I was under contract and Loan Stream caused me to lose my house and $2000.00 in earnest money. I was the borrower and Realtor on this deal. I had 4 different close dates. The A.E lied to me about the status of my loan and yelled at me over the phone. I was the customer and they treated me terribly.NO one should use this company. They are the worst and I will never stop talking about the terrible experience I had with Loan Stream.

Published at 4 years ago

Review №177

I love my Account Executive and Her Account Managers that work with her, they are very helpful and professional and complete everything in a timely manner.

Published at 4 years ago

Review №178

Published at 4 years ago

Review №179

Chris Larocco Rocks as an AE. Main reason I do business with LoanStream

Published at 4 years ago

Review №180

Chris Pinney is an EXTREMELY hard working AE along with evreyone else in the office. My loans close on time and my clients are happy.

Published at 4 years ago

Review №181

Published at 4 years ago

Review №182

Great service thanks to Matt Yanda and a great place to broker loans to. Unique programs that let me do more business.

Published at 4 years ago

Review №183

LoanStream is very responsive, the true meaning of team work! All their employees are always there to answer any question and resolve the matter. I would highly recommend them to anyone!

Published at 4 years ago

Review №184

I ve been in the industry for over 36 years and have worked with numerous Mortgage Bankers. LoanStream Mortgage by far has demonstrated exceptional service on all aspects. In today s world of technology, many Mortage Bankers have reduced or have eliminated the personal one on one customer service in order to help streamline the process. But as long as there s humans involved in the mortgage process, there will always be a need for human customer service interaction. Chan Pech my Account Executive and Mary Pech my Account Manager are perfect examples of giving exceptional service to our Clients s and us Mortage Originators. When a challenge arrives on a transaction, I can always count on the dynamic duo to work as a team with my Processor, Escrow Officer, and myself to accomplish the mission. I am 100% impressed with their hard work and effort on every tranasction. Their level of communication and professionalism is outstanding! I am aware of other Mortage Bankers that have all the bells and whistles. However, when it comes to utilizing Team Work to close our loans in a timely manner, LoanStream Mortgage by far has always demonstrated to me that they are above any other Company. I look forward to closing many more loans with LoanStream Mortgage. Sergio Andrade Mortgage Advisor FundRite Mortgage

Published at 4 years ago

Review №185

Published at 4 years ago

Review №186

Published at 4 years ago

Review №187

Our Account Manager, Mary Pech and Account Executive Chan Pech are the best Team we could have on our side. The ladies are always very responsive and prompt to assist with our files. The process from start to finish is as smooth as can be. Wouldnt send our files anywhere else but with Mary and Chan ! Love working withLoanStream...thank you for 2019, looking forward to 2020 !!!

Published at 4 years ago

Review №188

LoanStream Mortgage is one of the best lenders I have worked with in a while. The entire staff is always very helpful and prompt in the entire process.

Published at 4 years ago

Review №189

Keeping us up to date with frequent emails is wonderful.

Published at 4 years ago

Review №190

Working with Loan Stream has been a pleasure over the past 3 years. The account Rep Chris LaRocco and the account manager Keilly Tyson are the best to work with. They are a great bridge between Loan Officers and their underwriting team. I would highly recommend Loan Stream to any wholesale broker!!

Published at 4 years ago

Review №191

Published at 4 years ago

Review №192

Loanstream is one of the best lenders. Cheryl Smith works diligently do make sure the loans are closed on time. Her team is awesome.

Published at 4 years ago

Review №193

Barrons Mortgage Corporation has been working with LoanStream for several years now. We always receive top notch service from Cheryl Smith and her team. Nothing is impossible with them helping you.

Published at 4 years ago

Review №194

A HUGE shout out to Cheryl Smith and her team for closing our Gonzalez purchase in 10 business days. This was an amazing job by all!! Thank you all so much!!

Published at 4 years ago

Review №195

Im pleased to share one of many testimonies to the quality of people, service and products here at LoanStream: Absolutely awesome service, professional workmanship. And Communication. Communication is Huge with me, and your Team is the Best. Thank you. FYI, submitting new deals l tomorrow. Anthony-Mortgage Broker ***LoanStream Offers Govt and Agency Purchase Money/Refinance With An Aggressive Non-QM Product Suite*** -Art Villa Area Sales Manager LoanStream

Published at 4 years ago

Review №196

Horrible company. Please do not use for the purchase of your home. They are not trustworthy and not organized. They were not supposed to charge us for a check that should have been voided. Now I find myself with $1976 less become of someone s lack of attention. Thank you for making my first time buyer experience a horrible one.

Published at 4 years ago

Review №197

For me it is a pleasure to work with Cheryl, Susan, Mary, Katie, etc. They take good care of my loans, I get fast responses and orientation when I need it. I feel very grateful with them. It is like working with family. I send all my loans to your office. Good programs, good rates. I recomend them 100%. Maritza from Fundamerica Mortgage Company.

Published at 4 years ago

Review №198

We received a pre-approval from loanstream in November and went into contract to purchase a property. We submitted every piece of information that we could possibly give. Our initial closing was slated to be December 3rd. On the Sunday before, they requested information (at 4pm). We worked diligently to provide this information and submitted it all on the 2nd (Monday) in the morning (est). We heard nothing. The closing was delayed until the 12th. Right before the 12th, they came back asking for more information (aka conditions). The issue is that they were requesting things which we had already provided. The closing was delayed again. Fast forward several days, our contact with the seller expired. We are at risk of losing our deposit for the property. LoanStream continued to blame the broker, however, it was determined through personal phone calls which I made, Loanstream dropped the ball repeatedly. Every time that I called, they told me that the loan was being finalized and in docs. They pulled a bait and switch on the very last day of their contract (we received their counter on the 30th and THEIR portion of the contract expired on December 31st) upping the deposit and interest rate. They sent a denial letter stating inaccurate collateral which is absolute lie because the property appraisal (which they received weeks ago) was above the purchase price. Because of Loanstream, we are out thousands of dollars and have been under constant financial stress and headache for the past 60 days. I have documents to back up my statements, a timeline of events to prove they are at fault as well as the testimony of the real estate professionals and broker. PS - that Shaw dude who posted the 5 star review below mine is an employee for the company. It can be verified on LinkedIn.

Published at 4 years ago

Review №199

The provide terrible customer service. They are unresponsive in responses and give everyone the Almost done with the file response. They have caused stress to myself and family and I do not know how they continue to be in business. Run away!!!!!!!!!!

Published at 4 years ago

Review №200

If I could give them negative stars, I would. This lender has required three closing date extensions, they have poor communication, and no decency for anyone involved in the transaction. If you have the misfortune of coming across this lender, run the other way.

Published at 4 years ago

Company information
  • 5 photos
  • 200 reviews
  • 4.2 rating
  • Phone: +1 800-760-1833
  • Website: https://www.loanstreamwholesale.com/
  • Address: 19000 MacArthur Blvd Suite 200 Suite 200, Irvine, CA 92612, United States
  • Coordinates: 33.672301399999995, -117.8624677
Categories
  • Mortgage lender
Working hours
  • Monday: 8 AM–5 PM
  • Tuesday: 8 AM–5 PM
  • Wednesday: 8 AM–5 PM
  • Thursday: 8 AM–5 PM
  • Friday: 8 AM–5 PM
  • Saturday: Closed
  • Sunday: Closed
From the business
  • Identifies as veteran-owned: Yes
  • Identifies as women-owned: Yes
Service options
  • On-site services: Yes
  • Language assistance: Yes
Accessibility
  • Wheelchair-accessible car park: Yes
  • Wheelchair-accessible entrance: Yes
  • Wheelchair-accessible seating: Yes
  • Wheelchair-accessible toilet: Yes